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Learn more about this new feature for Online For Business.
Business Insights uses your everyday banking data to build a clear view of your cashflow, helping you to plan smarter and make more informed decisions.
And should your cashflow face any challenges, we’ll suggest ways to keep things on track.
When you log on to Online for Business, you'll now see a cashflow summary on your accounts page. This snapshot, taken from the incomings and outgoings of your Business Current Account, lets you know how your company is doing that month.
From there, take a deep dive into your cashflow
Here you can:
We'll also show you personalised messages
These are insightful nudges which you'll see whenever we find something important in your data.
There are three types of message you could see:
Your insights are updated overnight, Monday to Friday. We'll always show you the day and time of the latest update.
Your cashflow history is based on past transactions of your Business Current Account. It is an aggregate of your incomings and outgoings, including:
We always try to explain things as simply as possible. But sometimes we'll use a technical term if there's no suitable alternative. Here's a list of what certain words and terms mean.
Cashflow
This refers to the past incomings, outgoings and balance of your Business Current Account over a period of time.
Incomings
This refers to the amount of money that's paid into your Business Current Account over a period of time.
Outgoings
This refers to the amount of money that's paid out of your Business Current Account over a period of time.
Net
This refers to the difference between the incomings and outgoings of your Business Current Account over a period of time.
Shortfall
This is when you don't have enough cash in your Business Current Account to cover your outgoings.
Surplus
A surplus is when there's cash left over, after paying for the business's operational needs and outgoings for a certain period.
As one of the first to be using Business Insights, we hope it helps you manage your cashflow more smoothly.
Keep an eye out for new features on the way, as more and more people get access over coming months. That includes reminders and alerts, plus more insights.
As a completely new feature, we may ask you for feedback from time to time. This will help us improve your experience.
Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.
Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.
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While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.