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Learn more about this new feature for Online For Business.
Business Insights uses your everyday banking data to build a clear view of your cashflow, helping you to plan smarter and make more informed decisions.
And should your cashflow face any challenges, we’ll suggest ways to keep things on track.
When you log on to Online for Business, you'll now see a cashflow summary on your accounts page. This snapshot, taken from the incomings and outgoings of your Business Current Account, lets you know how your company is doing that month.
From there, take a deep dive into your cashflow
Here you can:
We'll also show you personalised messages
These are insightful nudges which you'll see whenever we find something important in your data.
There are three types of message you could see:
Your insights are updated overnight, Monday to Friday. We'll always show you the day and time of the latest update.
Your cashflow history is based on past transactions of your Business Current Account. It is an aggregate of your incomings and outgoings, including:
This refers to the past incomings, outgoings and balance of your Business Current Account over a period of time.
This refers to the amount of money that's paid into your Business Current Account over a period of time.
This refers to the amount of money that's paid out of your Business Current Account over a period of time.
This refers to the difference between the incomings and outgoings of your Business Current Account over a period of time.
This is when you don't have enough cash in your Business Current Account to cover your outgoings.
A surplus is when there's cash left over, after paying for the business's operational needs and outgoings for a certain period.
As one of the first to be using Business Insights, we hope it helps you manage your cashflow more smoothly.
Keep an eye out for new features on the way, as more and more people get access over coming months. That includes reminders and alerts, plus more insights.
As a completely new feature, we may ask you for feedback from time to time. This will help us improve your experience.