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Business Insights uses your everyday banking data to give you a clear view of your cash flow. Helping you plan ahead and make more informed decisions. If cash flow challenges arise, we’ll suggest ways to stay on track.
What you can do with Business Insights
Get started
Log in to Online for Business to see your Business Insights.
How to get started
Stay informed with alerts and insights
We’ll highlight key patterns and opportunities in your data through helpful messages.
Business Insights analyses your Business Current Account activity. This data is transformed into insights, creating a clear picture of your cash flow: a deep dive into your incomings, outgoings, balance and other trends that provide a fuller understanding of your business and finances.
With Business Insights, you can:
- review your cash flow by week, month, quarter, or year.
- review historical performance.
- understand your income and spending down to each transaction.
- stay up to date. Your insights are updated overnight, Monday to Friday.
How we calculate your cash flow
Your cash flow history is based on past transactions of your Business Current Account. This includes:
- Direct Debits and standing orders.
- One-off payments.
Glossary of terms
Cash flow
The past incomings, outgoings and balance of your Business Current Account over a period of time.
Incomings
The amount of money that's paid into your Business Current Account over a period of time.
Outgoings
The amount of money that's paid out of your Business Current Account over a period of time.
Net
The difference between the incomings and outgoings of your Business Current Account over a period of time.
Shortfall
When you don't have enough cash in your Business Current Account to cover your outgoings.
Surplus
When there's cash left over, after paying for the business's operational needs and outgoings for a certain period.
Still need help?
Our team is here to help with any issues or questions. Lines are open 8am to 8pm, seven days a week.