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Liability insurance provides cover for businesses, independent professionals and self-employed trades against the cost of compensation brought against them by clients, customers, employees or members of the public.
Employers are legally obliged to have Employers’ Liability insurance. Other types of liability insurance are optional but may be required by your clients or trade associations.
The main types of liability insurance are:
Cover for the cost of claims made by members of the public for incidents that occur in connection with your business activities.
Required by law if you have employees – this covers the cost of compensation to employees who are injured at or become ill through work.
Provides protection for Landlords in the event that a person is injured or if there is damage to their property as a result of your negligence.
Covers compensation costs to clients for loss or damage resulting from services or advice provided by a business or individual.
We know your business is important to you, and keeping it safe and secure will allow you to focus on the important day to day tasks.
To help you do this we have chosen to work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers.
This service will provide you with access to specialist insurance advisors who will search a panel of leading insurers offering a range of products. To get you the cover you need at the price you want.
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.