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Business Debit Card
Our Business Debit Card offers an affordable way to settle your daily expenses. Funds are debited directly from your business account, and with no annual fee, that’s one less expense to worry about.
Features and benefits
- No annual fee.
- Save on cheque transaction charges.
- Easily manage accounts with statements that show retailer details.
- Use your card for contactless payments to pay up to £100.
- Get cash out and check your balance on-the-go at any ATM displaying the LINK sign.1
- Use the card in millions of outlets worldwide, wherever the Visa sign is displayed.2
- Withdraw cleared funds up to £700 per day.
Fast depositing
A key feature of our Business Debit Card is the ability to deposit funds quickly in branch:
- Use the card to enable faster deposit transactions at all branches.
- Speed up depositing in branch even more with Immediate Deposit Self Service Machines (where available).
- Immediate Deposit Self Service Machines allow you to deposit up to 5 cheques or 50 notes in one quick transaction. You will immediately receive a picture receipt and clearing date to give you peace of mind.
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For more information and to make sure you understand the small print, please view our Business Debit Card terms and conditions (PDF, 173KB).
Apply for a Business Debit Card
To apply for a Business Debit Card you'll need to have a Business Current Account with us.
Making sure you get a fair deal
We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.
1 All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction
2 Card purchases and cash withdrawals abroad, and in currencies other than sterling, are subject to a 2.75% non-sterling transaction fee. This is a fee for currency conversion. Cash withdrawals in a foreign currency, except for withdrawals of Euro inside the EEA are also subject to a charge of 1.5% of the transaction amount (minimum £1.50).
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Helping you compare our debit card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your debit card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the debit card standard non-sterling transaction fee of 2.75%.