Business cards
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Business Debit Card
Our Business Debit Card offers an affordable way to settle your daily expenses.
The benefits of a Business Debit Card
Apply for a Business Debit Card
To apply for a Lloyds Bank Business Debit Card you'll need to have a Business Current Account with us. Applications are subject to further eligibility checks. You can expect to receive your Business Debit Card within ten working days of our receipt of your application.
If you require support, you can call our Business Management Team on 0345 072 5555. We’re available from 7am to 8pm, Monday to Friday, and 9am to 2pm on Saturday. This excludes bank holidays.
Unlock Exclusive Merchant Offers with Our Visa Business Debit Cards
Enjoy savings with access to a diverse range of merchant offers, specially designed for growing businesses like yours.
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For more information and to make sure you understand the small print, please view our Business Debit Card terms and conditions.
Terms & Conditions (PDF, 238KB)
Please note, if you’re using another bank’s ATM, the owner of the machine may also charge you. All machines will give you an on-screen warning of charges.
You may also incur charges if using your business debit card aboard.
Other cards
From the flexibility of a Credit Card to the convenience of Charge Cards, our products provide added security compared to traditional payment methods, and help you manage your cashflow with up to 56 days’ interest-free credit.
Compare Currency Charges
Helping you compare our debit card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your debit card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the debit card standard non-sterling transaction fee of 2.75%.
Further Resources / Other Products
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Cash withdrawals abroad are charged a non-sterling transaction fee which is 2.75% of the transaction amount. This is a fee for currency conversion. You will also be charged a non-sterling cash transaction fee which is 1.5% of the transaction amount (minimum £1.50). The non-sterling cash transaction fee is not applicable when you withdraw euro at an ATM or over the counter within the EEA or UK, or if you withdraw euro at an ATM outside the EEA or UK if the ATM operators payment service provider is based in the EEA or UK.
All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction. Cashpoint® is a registered trademark of Lloyds Bank plc.