Commercial Finance Brokers

We pride ourselves on the relationship we have with our introducers, recognising that we’re a bank you recommend to your clients, and this will reflect you and your company's reputation.

Contact Us

Contact Us

Locate and speak with your nearest Business Development Manager to see how our services can benefit your business.

Find your local specialist

Delivering for you

Find out how we're working with Commercial Finance brokers to support the growth of UK businesses

Benefits of working with Lloyds Bank

  • You will work with a dedicated Business Development Manager (BDM) who delivers a professional and responsive service, supporting you and your clients’ best interests.
  • Your BDM will connect you and your clients to the most appropriate colleagues for the clients’ needs.
  • We keep you informed every step of the way via your preferred means of communication and will work with you to meet you and your clients’ timescales.
  • We pay competitive commission rates quickly, conveniently and directly into your bank account.

Delivering for your Clients

We offer a full range of traditional and specialist banking products and services to meet your clients' needs, including specialist sector knowledge. Your business development manager can also arrange access to Invoice Finance and Asset Finance product solutions.

Invoice Finance

Invoice Finance facilities are a convenient way to improve your client’s cash flow. It’s scalable, so grows as you client’s business develops and can be structured to meet their specific needs. Our dedicated teams can help your client meet their current and future needs.

What our Invoice Finance solutions offer your clients:

  • Simple, transparent and competitive pricing
  • Straightforward terms and conditions
  • Ad dedicated, named client manager and on-boarding manager
  • No minimum fees for using our Invoice Finance facilities
  • A 28 day notice period for the first 6 months, so clients can try our service before fully committing.

Our strong credentials mean you can trust us to provide the high levels of service and commitment you and your clients expect. So, if your clients are seeking flexibility, control and reliability, out Invoice Finance products could be the ideal solution to support the next stage of their business development.

Asset Finance

Whether your clients are looking to invest in plant and machinery, commercial transport or agricultural equipment, our Asset Finance solutions can help support their growth plan.

Asset Finance (Hire Purchase and Leasing Solutions)

What our Asset Finance Solutions can offer your clients:

  • The ability to acquires and utilise the assets they need without the initial up front cost
  • Competitive pricing
  • Flexibility in respect of period of funding and deposits payable
  • Extensive range of assets considered for funding

Key term lending criteria

  • We understand that finding the most appropriate financial solutions to support your client’s growth can be a challenge, which is why, at Lloyds Bank, we want to make the process as easy as possible for you as our Introducers.
  • We’ve created an indicative guide to our baseline criteria for term lending across three key sectors: healthcare, real estate and trading.
  • Within each sector, you’ll find all the information you need to gain a general understanding of Lloyds Bank’s lending criteria prior to the submission of a proposal.
  • You'll also see guidance on the minimum proposal information we require from you, tailored to each sector.
  • This will help you package the important information needed to allow your Business Development Manager to provide you with indicative appetite and terms quickly.

Read our key term lending criteria (PDF, 155KB)

Business Bank of the Year

Business Bank of the Year award logo

As Business Bank of the Year for 16 years in a row, Lloyds Bank has the experience and expertise you need. We’re here to build a relationship that helps you transform your clients' ambitions into results.

FDs' Excellence Awards supported by Real Business.

Bank of the year More about why Lloyds Bank has won Business Bank of the year for 16 years in a row

NACFB sponsorship

NACFB logo

We are continuing to partner with the National Association of Commercial Finance Brokers in 2021.

As a founding patron, Lloyds Bank is committed to supporting the NACFB to help them continue to drive their strategic aims for the benefit of their members.

NACFB information More about supporting the National Association of Commercial Finance Brokers

What our brokers say

"The level of business that we have introduced to Lloyds Bank in the sub £250k lending space has increased significantly since the introduction of our dedicated BDM Jeremy Duncan. Jeremy is an excellent point of contact who makes a real difference in getting deals transacted with his prompt turnaround, knowledge of the bank’s credit appetite and can do attitude. He works closely with our Commercial Managers to find solutions while supporting our clients both large and small with competitive offers such as their no fee product - setting Lloyds Bank apart from other High Street lenders."

Phil Gray, Managing Director, Watts Commercial Finance

“Gap Funding Limited have been working closely with Lloyds Bank since we were established in 2012 and have had enjoyed an excellent relationship with various lending teams and Business Development Managers of the Lloyds Banking Group who have provided both highly competitive and bespoke funding solutions for our clients across a broad spectrum of products from Full Business Banking, Commercial Loans, Investment and Owner Occupier, Residential Property Development Loan facilities, Asset Finance by way of Hire Purchase and Leasing facilities, Invoice Finance and Client Deposit.

Each of the various teams we have dealt with have a strong knowledge and experience in their chosen products and have conducted themselves in a professional and efficient manner ensuring the best interest of our clients is at the forefront of their decision and pricing of approved facilities.”

Mike Gaffney, Gap Funding Ltd

“I have been working with Gary Rand and his team, plus the relationship management team primarily Patrick Harrington, for the last two years.

Being an ex-banker myself I pride myself on client service and always seeking to find innovative financing solutions to assist the client with their needs, plus protecting the Bank’s position. I find that the Lloyds Bank team have a positive approach towards the clients financing requirements and always seek to be proactive in their approach. Agreeably they are thorough with their due diligence however, this ensures no unpleasant surprises for the broker and client towards the end of the deal completion.

This is an experienced team with a wealth of industry knowledge, which sits well with clients who are seeking to re-finance or, look for funding for new acquisitions.”

Sukhdev Dhillon, Kuflink

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.