Accessing finance

Choosing the right solution

Whether you’ve just started a new business venture or have been established for some time, finding the right financial solution can in some cases become a barrier to your growth. In this section you’ll find knowledge, advice and step-by-step guides to help you find the right financial measure.

Borrowing solutions

Your business may need access to finance as you grow and expand. Learn about your borrowing options and find out what is right for you.

Browse options

Applying for finance

How to get started? What do you need to consider before applying? Find the answers in our step-by-step guide on applying for finance.

Take me to guide

Managing the unexpected

You may come across unforeseen circumstances at times, however, there are steps you can take to make your business more resilient.

Gain resilience

Busting the lending myths

We believe all businesses can gain access to funding and want to help break down common misconceptions when it comes to lending.

Explore myths
Black Entrepreneurs: Community Conversation - Let's Talk Finance

Let’s talk finance

Watch the Black Business Advisory Committee discuss the challenges faced in the Black business community with tips and advice on seeking the right finance solutions in order to start or grow your existing business.

Getting started on your entrepreneurial journey

Yes Business Can Turnarounds Book

Yes Business Can entrepreneur guide

Whether you’ve just started a new business or have been running one for a little while, within this guide, you’ll find in depth information and inspiration on topics including securing funding, improving productivity and safeguarding mental health in the workplace.

The Finance Fundamentals For Your Start-Up

Finance Fundamentals for your start-up

Join in for a bitesize introduction to financing your start-up, hosted by chair and founder of Cornerstone Partners, Rodney Appiah.

Watch the full series

Boost your financial skills

Lloyds Bank Academy has a wealth of free self-serve and trainer-led resources on a variety of topics including finance, networking, and social media. You can also sign-up to interactive webinars hosted by expert speakers.

Start learning
Lloyds Bank Foundation

Racial Equity Fund

We support charities with an annual income of between £25,000 and £1 million with a strong track record of helping people from Black, Asian and minority ethnic communities overcome complex social issues. We offer a two-year unrestricted grant of £50,000 alongside development support to help your charity navigate change.

Apply for funding

You may also be interested in:

‘Race Action’ plan

See our press release for details about how Lloyds Banking Group is stepping up their commitment to Black colleagues with the 'Race Action' plan.

Business guides

Practical guides to support you in developing your business – from starting up and scaling up, through to digital knowhow and exporting internationally.

Case studies

Hear from the businesses we’ve worked side by side with to overcome challenges and succeed.

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.