Accessing finance
Borrowing solutions
Your business may need access to finance as you grow and expand. Learn about your borrowing options and find out what is right for you.
Applying for finance
How to get started? What do you need to consider before applying? Find the answers in our step-by-step guide on applying for finance.
Managing the unexpected
You may come across unforeseen circumstances at times, however, there are steps you can take to make your business more resilient.
Find business grants with Swoop Funding
If you’re looking for alternative finance, Swoop Funding’s free service can help you find and apply for relevant grants. This link takes you to Swoop Funding’s website*.
*The Grantfinder Tool is provided by a third party; Swoop Funding. You will need to create an account with Swoop Funding and provide information to them so they can display possible grant matches for your business. Any information provided to Swoop Funding on their website, will be used in line with their own Privacy Policy and Terms of Use. By clicking to continue, you are providing consent to visit this third party site to use the Grantfinder Tool.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.
Getting started on your entrepreneurial journey
Racial Equity Fund
We support charities with an annual income of between £25,000 and £1 million with a strong track record of helping people from Black, Asian and minority ethnic communities overcome complex social issues. We offer a two-year unrestricted grant of £50,000 alongside development support to help your charity navigate change.
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Important Legal Information
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.
Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.
We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.