
Accessing finance

Supporting Black businesses through TV advertising
Apply for the chance to receive £100,000 worth of advertising on Channel 4, as well as access to mentoring, masterclasses and resources to accelerate the growth of your business.
Eligibility criteria apply, see terms and conditions on the Channel 4 Black in Business website.
Submit your application on the Channel 4 Black in Business website

Borrowing solutions
Your business may need access to finance as you grow and expand. Learn about your borrowing options and find out what is right for you.

Applying for finance
How to get started? What do you need to consider before applying? Find the answers in our step-by-step guide on applying for finance.

Managing the unexpected
You may come across unforeseen circumstances at times, however, there are steps you can take to make your business more resilient.

Food firm goes green with Lloyds Bank support
Learn how Birmingham-based Island Delight has taken steps to becoming more sustainable and reduced their costs by investing in energy-efficient measures.

Find business grants with Swoop Funding
If you’re looking for alternative finance, Swoop Funding’s free service can help you find and apply for relevant grants. This link takes you to Swoop Funding’s website*.
*The Grantfinder Tool is provided by a third party; Swoop Funding. You will need to provide information to them so they can display possible grant matches for your business. Any information provided to Swoop Funding on their website, will be used in line with their own Privacy Policy and Terms of Use. By clicking to continue, you are providing consent to visit this third party site to use the Grantfinder Tool.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.

Racial Equity Fund
Focused in helping charities and communities grow stronger, the Lloyds Bank foundation is committing 25% of funding towards charities and social enterprises led by or for Black, Asian and Minority Ethnic Communities.
Getting started on your entrepreneurial journey
Finance fundamentals for start-ups
Rodney Appiah, founder of Cornerstone Partners, gives his advice in this bitesize introduction to financing your start-up.
What I wish I knew as a female founder
Ashley Broderick, founder at Nandi Nicole, and Ola Awosika, founder at Aweo Group, share their experiences on overcoming gender barriers.
5 attributes of a successful entrepreneur
Founder at wealth8, David Fisayo, discusses what he’s learnt since first starting a business.
Important Legal Information
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.
Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.
We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.