Business Cashpoint® Card
Our Business Cashpoint® Card gives you direct access to your Business Current Account from 1.9 million cash machines worldwide. It’s a convenient way to cover expenses that are difficult to plan for – like taxi fares to business meetings or one-off payments to new suppliers.
Features and benefits
- No annual fee.
- Withdraw cleared funds up to £500 per day.
- Get cash out and check your balance on-the-go at any ATM displaying the LINK sign1 and withdraw funds abroad from cash machines displaying the Visa sign2.
- Order a cheque book or statement for us to post to you the next business day.
- Print a mini-statement detailing the last seven transactions on your business account3.
Fast depositing
A key feature of our Business Cashpoint® Card is the ability to deposit funds quickly in branch:
- Use the card to enable faster deposit transactions at all branches.
- Speed up depositing in branch even more with Immediate Deposit Self Service Machines (where available).
- Immediate Deposit Self Service Machines allow you to deposit up to 5 cheques or 50 notes in one quick transaction. You will immediately receive a picture receipt and clearing date to give you peace of mind.
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For more information and to make sure you understand the small print, please view our Business Cashpoint® Card terms and conditions (PDF, 239KB).
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Apply for a Business Cashpoint® Card
To apply for a Business Cashpoint® Card you'll need to have a Business Current Account with us.
1 All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction.
2 When you withdraw money abroad, a 2.75 per cent non-Sterling transaction fee applies. A non-sterling cash transaction fee of 1.5 per cent (minimum £1.50) is also added to the converted amount except for withdrawals of Euro inside the EEA where you will not be charged a non-sterling cash transaction fee. Transactions will be converted into Sterling on the day they are charged to the Business Current Account. You can find out the exchange rate by calling 0345 072 5555.
3 Please note that you will need to wait up to four business days for cheques to clear before you can access the money in your Business account.
Helping you compare our Cashpoint Card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your Cashpoint® card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the Cashpoint Card standard non-sterling transaction fee of 2.75%.
Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.
Clicksafe® is a registered trademark of Lloyds Bank plc.
Important Legal Information
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.
Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.
We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.