Financial support for your next step

Whether you need cash to solve an unexpected problem or to make the most of an opportunity, we’re here to help. That’s why we approve 9 out of 10 loan and overdraft applications1.

Coronavirus government-backed lending schemes

There are three government backed lending schemes available to those businesses impacted by COVID-19.

The Bounce Back Loan Scheme (BBLS) and the Coronavirus Business Interruption Loan Scheme (CBILS) are available to clients with a turnover of up to £45 million and for those looking to borrow between £2,000 and £5 million.

Find out more

Invoice Finance and Asset Based Lending

Unlock cash tied up in your unpaid invoices with Invoice Finance, or physical assets with Asset Based Lending.

If you have a projected annual turnover of more than £50,000 per annum and trade business-to-business and on credit terms, our solutions could help you strengthen your cash flow.

Get a quote for Invoice Finance

To find out which Invoice Finance solution is best for your business, and to get an idea of cost, get an instant quote.

Get a quote

Talk to one of our specialists

If you would like to contact us, call: 0800 169 4356

Request a call back

Would you prefer a call back? One of our specialists will contact you at a more convenient time to discuss your needs. 

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Six lending misconceptions

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Finance application checklist

Financing for growth

Is your business ready for growth? Read our guide to support your decision making and discover available funding options.

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

The provision of credit or leasing services is subject to you meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.

Use our “Rate change calculator” to work out how a change in Bank Rate could affect your loan repayments.

The current Bank of England bank rate with effect from 19 March 2020.

Current Bank of England bank rate: 0.10%

There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

19 out of 10 is based on formal credit applications and is an average across the period September 2018 - September 2019.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.