Business Instant Access Account

Save without limiting your cash flow and with the reassurance that funds are available when you need them.

Key features and benefits

  • Earn interest on your funds from account opening
  • Instant access to funds
  • Open an account with as little as £1
  • Interest is calculated daily and paid monthly
  • No penalties for withdrawing funds
Mouse icon

Ready to apply?

In order for us to point you in the right direction we need to ask you a few questions.

Are you a new customer to Lloyds Bank or exisiting?

Are you a new or existing customer?

Please selet the turnover bracket which your business sits.

What is your annual business turnover?

We are closed

We’ve taken the difficult decision to temporarily stop accepting new savings account applications to ensure colleagues can continue to provide vital support to existing customers at this unprecedented time. 

This is undoubtedly going to cause a level of inconvenience, but please be reassured that we’ll reinstate the ability to accept new account applications at the earliest opportunity. Thank you for your understanding at this time.

New customers with a turnover above £3m

If your annual business turnover is more than £3m you can apply over the phone, please call 0345 072 5555

Is my business eligible?

To apply for our Business Instant Access Account, you should:

  • Require the Account for business use
  • Be a sole trader, partner or director
  • Be aged 18 or over

What we’d need to know

  • The amount you want to deposit

Savings strategy tool

Our tool can make your money work harder by matching your cash forecasts against our savings products, helping you create a savings strategy bespoke to your needs.

Get your savings strategy

Financial Services Compensation Scheme

Your money is protected by the FSCS logo

Due to FSCS eligibility criteria not all business customers will be covered.

Find out more

Apply now

  • Enter your login details, which will take you to the Online for Business Homepage
  • Select ‘Savings & Deposits’ in the left hand ‘Our Products and Services’ menu
  • Select ‘Apply for an Instant Access Business Savings Account’
Log on and applyapply online securely, opens in a new window

Talk to one of our specialists

If your business turnover is between £0-3m please call
0345 072 5555

If your business turnover is between £3-25m please call
0800 022 4378

Important Legal Information

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Please note that any data sent via e-mail is not secure and may be read by others.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.