Business Overdrafts
Be financially flexible with a business overdraft.
Stay in control of your business finances with Online for Business. Manage your money at home, in the office or on the move.
It should only take a few minutes for you to complete your application. We’ll start processing your application as soon as we receive it. Once we’ve processed your application we’ll post your welcome pack within 7 days.
Yes. You’ll need to provide your account number and sort code during the application.
Full Access
You’ll get Full Access if you’re an account signatory. This lets you:
Delegate access
This lets you do everyday tasks like making payments, talking to us about your business, and performing similar actions to a Full Access user. There are some features you can’t use, such as setting up online payment control, or making a bulk payment limit request.
Also, you can’t apply for financial products like loans or overdrafts.
View-Only access
Users can log on to Online for Business to check account balances, recent transactions and download previous statements, but they can’t carry out any actions. This level of access is ideal for admin or accounting.
You can find more information on how to manage access to Online for Business.
You can manage the user access levels on your account using our Make a change form. We'll need approval for any changes you make from the signatories on your mandate.
Online for Business helps you stay in control of your business finances from anywhere. You can learn more at What You Can Do Online.
If you’re a Mayfair account holder, you need to apply for View-Only access. This option gives you access to the business accounts held, enabling you to see accounts, balances, recent transactions and historic statements, but not carry out any actions.
If you apply for Full Access, your application will be returned to you and you’ll need to reapply for View-Only access.
To apply for View-Only access, just follow the steps below:
Step 1. During internet banking registration, please select ’No’ to the ’Are you a Full Signatory on the bank mandate?’ question. You’ll then be taken to the Delegate registration form.
Step 2. On the printed form that you complete at the end of the online process, please check either the box marked ’View Only access to all accounts’, or ’View Only access to the accounts selected below’.
We’ll start processing your application as soon as we receive your signed application form.
Once we’ve processed your application we’ll post your welcome pack within 7 days.
If you haven’t heard from us either by post or email (if you’ve provided your email address during registration), please call us on 0345 300 0116. Lines are open Monday – Friday 7am – 8pm and Saturday, 9am – 2pm. This is excluding bank holidays.
You can call us using Relay UK if you have a hearing or speech impairment. There's more information on the Relay UK help pages.
Sign Video services are also available if you’re Deaf and use British Sign Language.