You may have been trading successfully and are now looking for a bank that can help you take the next step.

Perhaps you’re a bigger, more established business seeking dedicated support to drive your company forward.

You could be planning to make managing your business easier by opening a secondary account. Or maybe you’re establishing a new legal entity.

We have business current accounts to help you reach your goals.

Ready to apply?

In order for us to point you in the right direction we need to ask you a couple of questions.

I would like to:

As you’re an existing client, please contact your dedicated relationship managerIf you have a dedicated relationship manager you will have a direct number for one of our team members. Otherwise please visit our contact us page to get in touch. for support.

Business Current Account enquiry

One of our team members will contact you to discuss how we can support your business.

The information provided will be used by Lloyds Bank to forward your enquiry to the correct team and to provide our response. Some fields are mandatory (marked *) to ensure we have all the information needed to respond to you. For full information about how we use client personal data, please view our privacy notice.

UK based mobile and landline numbers
Please provide sector details
Please provide details of other enquiry

Key features and benefits

  • Manage your account online, over the phone or through our extensive branch network
  • Enjoy expert support from your dedicated Relationship Manager
  • Access to financial support, including business loans, asset finance, overdrafts, invoice finance and credit cards
  • Access to a range of saving and deposit accounts 
  • Choose the tariff that best meets your business needs
  • Suitable for new Lloyds Bank business customers; for example if you’re looking to switch your banking relationship
  • Suitable for existing Lloyds Bank business customers; for example if you’d like to open a secondary account or establish a new legal entity within an existing group.

Business Extra Tariff

If you regularly make transactions in branch – such as paying cheques in or withdrawing cash – this may be your preferred option.

Find out how your banking rates would compare under Business Extra Tariff and Electronic Business Tariff.

Tariff comparison calculator

Electronic Business Tariff

If you regularly make transactions electronically –through Internet Banking, using automated payment methods or at ATMs – this may be your preferred option.

Find out how your banking rates would compare under Business Extra Tariff and Electronic Business Tariff.

Tariff comparison calculator

Switching to us is easy

We will:

  • arrange for your old bank to close your previous account and transfer any credit balance to your new Lloyds Bank account          
  • transfer all incoming and outgoing payments within the seven working day guarantee
  • redirect all payments to and from your old account to your new account for at least three years
  • refund you for any interest or charges incurred on your old or new account as a result of an unlikely delay caused by us

Current Account Switch Guarantee (PDF, 65KB)

Current Account Switch Guide (PDF, 71KB)

Current Account, switch guarantee

Is my business eligible?

To apply for a business current account, you should:

  • have an annual turnover above £3m or have complex banking requirements
  • require the account for business use
  • be a sole trader, partner or company director
  • be aged 18 or over

What we’d need to know

We have worked with other providers of UK business banking accounts to help you prepare by agreeing a basic set of information that we’ll need from you.

View business account opening guide on UK Finance web site

Accepting card payments

Whatever the current size of your business, we can help you manage accepting card payments in a range of ways – smoothly and reliably.






Accountancy software

Try it free for 3 months

Business Finance Assistant is an online accountancy package that integrates easily with your business accounts, including accounts with other providers. It can help you predict cash flow peaks and troughs, manage your invoices, submit digital VAT returns and much more – giving you greater control over your finances and saving valuable time.

Business Finance Assistant

Road to recovery guides

Support for businesses impacted by the coronavirus pandemic.


Find out more

Independent service quality survey results

Business Current Accounts

Published August 2021

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.


Starling Bank 89%
Handelsbanken 75%
Metro Bank 69%
Santander 63%
Barclays 60%
Lloyds Bank 57%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

Apply now

Call us to talk to one of our Relationship Managers. We are available Monday to Friday - 7am to 8pm and Saturday - 9am to 2pm except on UK bank holidays.

0345 072 5555

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB:

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.