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Business Credit Card

Our Business Credit Card allows you to manage your business’s cashflow simply, by providing staff members aged over 18 with an easy way to manage daily business expenses, within certain limits. You could benefit from reduced bank charges too.

Features and benefits

  • Get up to 45 days' interest-free credit if you pay your balances in full and on time on your previous and latest statements.
  • Pay an annual fee of just £32 per card.
  • Withdraw up to £500 per day within the limit*.
  • Use the card in millions of outlets where you see the Mastercard® sign displayed.
  • Benefit from flexible repayment options and detailed monthly statements for each card issued.

If your business has a turnover of over £2 million please contact your relationship manager before making any application.

*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.

Enquire onlineabout a Business Credit Card

Is your business eligible?

To apply for a Business Credit Card, you should:

  • have held a business current account with Lloyds Bank for more than 12 months
  • apply for a limit of £10,000 or less
  • be a sole trader, partner or director with authority to borrow on behalf of your business
  • be aged 18 or over
  • be a UK resident.

Enquire about a new Business Credit Card


Completing our online enquiry form takes about five minutes. Once we receive it, your relationship manager will be in touch to discuss the application in more detail and provide terms and conditions.

Enquire onlinefor a Business Credit Card

On the phone

0800 022 4395Call telephone number 0800 022 4395

Call us to talk to one of our relationship managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

If you are looking to increase the limit on your existing Business Credit Card, please contact us on 0345 072 5555Call telephone number 0345 072 5555 from 9am to 5pm Monday to Friday.

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Compare all cards

From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

Compare all Business Banking cards

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ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Visa Secure’ and ‘Mastercard® Identity Check'.

Learn about ClickSafe