Payment Services for Financial Institutions
Access to payment systems for other banks and financial institutions.
Payment services available to other banks and financial institutions who do not have direct access to payment schemes themselves.
Talk to a specialist
One of our team members will contact you to discuss how we can support your business.
Lloyds Bank Gem® and APIs for financial institutions
New regulations, evolving technology and increasing customer expectations are driving changes in payments. To meet these new challenges, we’ve developed a new cash management and payments platform, Lloyds Bank Gem® and a range of API services, Lloyds Bank Pay.
Our new technology is underpinned by ISO 20022 standards and is API native to provide enriched customer journeys. Our platform accommodates both traditional and future access models for core products including Sterling and Euro Clearing, FX Convert and our Immediate Faster Payments service.
SWIFT FIN, ISO 20022, API, our attended channel (Lloyds Bank Gem® Connect), and our unattended channel (Lloyds Bank Gem® Direct) are available to you for both payment generation and reporting.
Choose your channel and clearing preferences.
- ISO 20022
Lloyds Bank Gem® capability is ISO enabled so we can support your migration when you are ready.
- SWIFT gpi
We are a member and supporter of SWIFT gpi.
Lloyds Bank Gem® is a registered trademark of Lloyds Bank plc.