Inside content area, use arrow keys or tab to access content

Business Credit Card

Our Business Credit Card could improve your business’s cash flow and provides a useful tool to pay for everyday expenses. You can also issue up to 20 cards to employees (minimum age 18), each with their own spending limit, and will benefit from 45 days’ interest free credit too.

Features and benefits

  • Get up to 45 days' interest-free credit on sterling purchases if you pay your balances in full and on time on your previous and latest statements.
  • Pay an annual fee of just £32 per card.
  • Withdraw up to £500 per day within the limit*.
  • Benefit from flexible repayment options and detailed monthly statements for each card issued.
  • Use the card in millions of outlets worldwide where the Mastercard® sign is displayed.

*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.

Apply onlinefor a Business Credit Card

Is your business eligible?

To apply for a Business Credit Card, you should:

  • hold a business current account with Lloyds Bank
  • apply for a limit of £10,000 or less
  • be a sole trader, partner or director with authority to borrow on behalf of your business
  • be aged 18 or over
  • be a UK resident.

View details of our interest-free period as well as monthly and annual rates.  Find out more about our Business Credit Card rates.

For more information and to make sure you understand the small print, please view our Business Credit Card terms and conditions.

Card icon

Business Debit Card

Settle day-to-day expenses quickly and easily with a debit card designed for businesses.

Find out more about our Business Debit Card

Card icon

Business Cashpoint® Card

Get quick and direct access to your Business Current Account from every Lloyds Bank, Bank of Scotland and Halifax cash machine.

Find out moreabout the Business Cashpoint Card

Credit card icon

Business Charge Card

Get up to 45 days interest-free credit with a charge card designed to help you manage expenses.

Find out more about our Business Charge Card

Credit card icon


Make payments and manage cashflow conveniently with credit and debit cards designed for small businesses.

Find out more

Apply for a new Business Credit Card


It's easy to apply for our Business Credit Card online. Just fill out our online form, which takes only 5-10 minutes to complete and if we require any further details we will contact you.

Apply onlinefor a Business Credit Card

On the phone

0345 072 5555Call telephone number 0345 072 5555

Call us to speak with one of our business management team. We are available Monday to Friday, 7:00am – 8:00pm; Saturday, 9.00am – 2.00pm.

If you are looking to increase the limit on your existing Business Credit Card, please contact us on 0345 072 5555Call telephone number 0345 072 5555 from 9am to 5pm Monday to Friday.

Credit cards icon

Compare all cards

From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

Compare all Business Banking cards

Secure icon


ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Visa Secure’ and ‘Mastercard® Identity Check'.

Learn about ClickSafe®