
DEPOSIT PRODUCTS
A RANGE OF DEPOSIT ACCOUNTS TO MEET YOUR BUSINESS NEEDS.
Introducing our range of Deposit accounts
Lloyds Bank Commercial Banking offers a range of deposit accounts which provide our customers with a choice of products to suit their needs – all with flexible features.
When you have a surplus of corporate money or want an interest return from your cash flow, we have a number of options available.
- Where you require instant access or a fixed interest rate, we listen to your immediate and strategic aims and build an appropriate deposit solution.
- To meet your business needs, our deposit accounts can be made to measure, with a choice of options available for the term, currency and interest rate.
- Our relationship directors take the time to get to know you by working with you to meet your business needs.
- Try our Savings Strategy Tool. This tool matches your forecast cash balances with Lloyds Bank’s deposit products, helping you create a savings strategy that meets your needs.
Want to receive our interest rates direct to your inbox on a monthly basis? Email us here with your business name and email address. Please note, some restrictions may apply and we will contact you to confirm.
Choosing the right product for your business
Your requirements |
Our products |
How it works |
Next steps |
---|---|---|---|
Your requirementsA flexible account that gives you access to your funds whenever you need them while providing you with managed rates of credit interest |
Our productsCorporate Call Account |
How it works
|
Next stepsCreate a bespoke savings strategy |
Your requirementsMaximise variable interest rate with access to funds, subject to notice |
Our productsNotice Account |
How it works
|
Next stepsCreate a bespoke savings strategy
View 32 Day Notice Factsheet (PDF, 331kb) View 95 Day Notice Factsheet (PDF, 341kb) View 175 Day Notice Factsheet (PDF, 340kb)
View the current interest rates for this account
For help and support, please call us on 0345 305 5555, or contact your Relationship Team. |
Your requirementsCall Account with a monthly bonus if funds are not withdrawn in a calendar month |
Our productsMonthly Bonus Account |
How it works
|
Next stepsCreate a bespoke savings strategy
View Product Factsheet (PDF, 330kb)
View the current interest rates for this account
For help and support, please call us on 0345 305 5555, or contact your Relationship Team. |
Your requirementsFixed rate of interest for a fixed term |
Our productsFixed Term Deposit |
How it works
|
Next stepsCreate a bespoke savings strategy
View Product Factsheet (PDF, 290kb)
View the current rates for this account
|
All applications for our products and services are subject to eligibility criteria. Other deposit solutions may be available. Please contact your Relationship Team or the Treasury Direct team on 0345 305 5555. We are available Monday to Friday 8am to 5pm.
Current rates
You can view the current rates applicable to the Corporate Call Account.
For all other deposit accounts below, there is a minimum opening balance of £10,000 and a maximum balance of £5,000,000 and rates apply to deposits in sterling only. For deposits over £5,000,000, alternative terms or for more information on rates in other major currencies, please call us on 0345 305 5555. We are available 8am to 5pm Monday to Friday.
All interest rates quoted below are indicative only and are for Corporate Businesses with a turnover between £25m and £100m p.a. They are not available for Local Authority and wider Government associated entities / Financial Institutions / larger Corporate entities. Please click here for Local Authority interest rates. Other exclusions may apply, please contact your Relationship Team or call 0345 305 5555 should you have any queries.
Desposit Accounts |
Term |
AER/GROSS* p.a Interest Rate |
Interest Payment |
---|---|---|---|
Desposit Accounts |
TermNo set term |
AER/GROSS* p.a Interest RateBank of England Bank Rate (BOE) 0.10% (variable) minus 0.07% (fixed) Current all in Rate 0.03% |
Interest PaymentCalculated and paid daily |
Desposit Accounts95 Day Notice Call Account** |
TermNo set term |
AER/GROSS* p.a Interest RateBank of England Bank Rate (BOE) 0.10% (variable) minus 0.05% (fixed) Current all in Rate 0.05% |
Interest PaymentCalculated and paid daily |
Desposit Accounts175 Day Notice Call Account** |
TermNo set term |
AER/GROSS* p.a Interest RateBank of England Bank Rate (BOE) 0.10% (variable) minus 0.04% (fixed) Current all in Rate 0.06% |
Interest PaymentCalculated and paid daily |
Desposit Accounts |
TermNo set term |
AER/GROSS* p.a Interest RateBank of England Bank Rate 0.10% (variable) minus 0.09% (fixed) Current all in Rate 0.01% plus potential Bonus Rate of 0.01% |
Interest PaymentCalculated and paid daily |
Desposit Accounts |
Term3 months |
AER/GROSS* p.a Interest Rate0.01% (fixed) |
Interest PaymentAt maturity |
Desposit Accounts6 Month Fixed Term Deposit (FTD) |
Term6 months |
AER/GROSS* p.a Interest Rate0.02% (fixed) |
Interest PaymentAt maturity |
Desposit Accounts9 Month Fixed Term Deposit (FTD) |
Term9 months |
AER/GROSS* p.a Interest Rate0.03% (fixed) |
Interest PaymentAt maturity |
Desposit Accounts12 Month Fixed Term Deposit (FTD) |
Term12 months |
AER/GROSS* p.a Interest Rate0.05% (fixed) |
Interest PaymentAt maturity |
Desposit AccountsGBP Fixed Date (FTD) |
TermMaturity date 24/09/2021 |
AER/GROSS* p.a Interest Rate0.02% (fixed) |
Interest PaymentAt maturity |
Desposit AccountsGBP Fixed Date (FTD) |
TermMaturity date 07/04/2022 |
AER/GROSS* p.a Interest Rate0.05% (fixed) |
Interest PaymentAt maturity |
*AER – The AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
*Gross Rate – Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs.
**Product is linked to the current Bank of England Bank Rate. If you make a Withdrawal from your Notice Account, the Interest Rate applied to the funds to be withdrawn will be the Reversion Rate. The Reversion Rate will apply for the duration of the notice period, from the date we receive your Withdrawal Instruction. Interest on the funds to be withdrawn will be paid at the end of the notice period.
*** Rate assumes no withdrawals are made and is linked to the current Bank of England Bank rate.
Rates stated are available as at 19/03/2021 and expire on 06/05/2021. Lloyds Banking Group maintains the right to withdraw rates at our discretion during the offer period.
Interest accrued on our Term Deposits are paid on maturity, unless the Term Deposit has a term of more than one year, in which case, accrued interest is paid annually and any remaining interest is paid at maturity.
Terms and conditions apply; please contact us for further information.
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