Arranged overdraft cost calculator

What does that mean?

Choose the type of account you want to calculate arranged overdraft costs for
What does that mean?

Tell us how far through your degree course you are
What does that mean?

If you have an arranged overdraft for the selected account, please select yes
What does that mean?

Please select second option if you know your interest rate

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.

Arranged overdraft details

  • From 01 August 2025 we’re changing the interest-free arranged overdraft amounts on Year 1 of study on our Lloyds Student Account. This means you won’t pay daily interest on what you borrow up to the first £1500 from the day you take out your overdraft. For full details please see Guide to Changes (PDF, 45KB).
  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Calculate cost of an arranged overdraft

£

Interest free amount

##feefree-amt##

Cost of arranged overdraft

##od-input## for ##days-input## days at ##od-rate-display##% EAR (variable) representative

##total-cost##

 

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