Arranged overdraft cost calculator

What does that mean?

Choose the type of account you want to calculate arranged overdraft costs for

What does that mean?

Tell us how far through your degree course you are

What does that mean?

If you have an arranged overdraft for the selected account, please select yes

What does that mean?

Please select second option if you know your interest rate

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount.
  • ##od-rate-display##% EAR (variable) representative.
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.

Arranged overdraft details

  • ##feefree-amt## interest free amount.
  • ##od-rate-display##% EAR (variable) representative.
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount.
  • ##od-rate-display##% EAR (variable) representative.
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount.
  • ##od-rate-display##% EAR (variable) representative.
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.

Arranged overdraft details

  • ##feefree-amt## interest free amount.
  • ##od-rate-display##% EAR (variable) representative.
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges.
  • Select account - From 31 July 2026, we're changing the Select account to a Classic account. The Classic account doesn’t offer a £50 interest-free amount on arranged overdrafts and so daily interest will be charged on any arranged overdraft borrowing.

    Also, the overdraft cost calculator for the Select account includes the £50 interest-free amount. After the Select account is changed to a Classic account on 31 July 2026, there'll be no interest-free amount. So if the number of days shown goes beyond 30 July 2026, the actual overdraft costs will be higher than what this example shows. To see what your overdraft costs would be without an interest-free amount select Classic.

Calculate cost of an arranged overdraft

£

Interest free amount

##feefree-amt##

Cost of arranged overdraft

##od-input## for ##days-input## days at ##od-rate-display##% EAR (variable) representative

##total-cost##

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