Your account fee? £0 until 2028

Invest for less until 2028​

Avoid account fees and keep more of your money invested. ​

Open a new Lloyds Share Dealing Account or Share Dealing ISA between 01 October and 30 November 2026 and pay no account fee until 01 January 2028. Terms and conditions apply.

Invest for less until 2028​

Avoid account fees and keep more of your money invested. ​

Open a new Lloyds Share Dealing Account or Share Dealing ISA between 01 October and 30 November 2026 and pay no account fee until 01 January 2028. Terms and conditions apply.

Why choose this offer​

Keep more of your money invested​

  • No account fee until 2028​
  • Free trading with a regular investing plan​
  • Build your portfolio your way​
  • Invest in shares, funds and ETFs​

Why choose Lloyds?

As Britain’s biggest digital bank with 250 years of experience, we’ve got your back.

Why choose Lloyds?

As Britain’s biggest digital bank with 250 years of experience, we’ve got your back.

Participating Share Dealing accounts

Share Dealing ISA​

Perfect for choosing your own stocks and shares, funds, ETFs and more.

  • Create and control your own portfolio​.
  • ETF Quicklist to help build your portfolio​.
  • Invest up to £20,000 every tax year​.
  • Free regular investments through a regular investment plan.​
  • All profits are free from UK Capital Gains or UK Income Tax​.
Share Dealing ISA

Share Dealing Account​

When you’ve used your annual ISA allowance but want to keep trading​.

  • Create and control your portfolio​.
  • ETF Quicklist to help build your portfolio​.
  • No investment limits (tax may apply)​.
  • Free regular investments through a regular investment plan​.
Share Dealing Account

Getting the offer is simple

  1. Open a new Share Dealing ISA or Share Dealing Account.​

  2. Complete your application between 1 October and 30 November 2026.​

  3. Start investing.​

  4. Pay no account fee until 1 January 2028.​

Offer Terms and Conditions

  • Open a new Lloyds Share Dealing Account or Share Dealing ISA between 01 October and 30 November 2026 and pay no account fee until 01 January 2028. Terms and conditions apply.​

  • This offer is available to UK residents aged 18 or over. To qualify, you must open a new Lloyds Share Dealing Account or Share Dealing ISA between 01 October 2026 and 30 November 2026.​​

    The offer can be taken out by new customers only. You can’t already have a Lloyds Share Dealing Account, Share Dealing ISA or have closed such an account in the last 90 days.​

  • No annual account fee will be charged for your qualifying account before 01 January 2028. The fee is currently £36 a year, charged as £18 every 6 months in arrears. ​​

    This means no account fee will be charged for the period from account opening until 31 December 2027 inclusive.​ ​

  • All other fees and charges for the Share Dealing Account and Share Dealing ISA (including trading charges, FX fees, and any other applicable charges) will apply. (link

  • We may change or withdraw this offer at any time without notice.​​

    Anyone we reasonably believe to be abusing this offer may be excluded.​​

    Separate terms apply to Share Dealing Accounts and Share Dealing ISAs.​​

  • The promoter of this offer is Lloyds Bank Share Dealing, 12 Wellington Place, Leeds, LS1 4AP.​ ​