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Up to £1,200 cashback on your cash ISA transfer

Earn £150 for every £25,000 you transfer into a new or existing adult cash ISA with us by 31 May 2026. Transfer £200,000 or more and you’ll pocket £1,200 cashback.

Offer terms and conditions

Get your money moving

Switch in our app

Open a new cash ISA then use the ISA transfer process to move your ISA from another provider or transfer into your existing cash ISA with us.

Earn interest while your money moves

As part of the ISA promise, we pay interest while you transfer your money, as long as it’s available to move.

Options to suit you

Choose a cash ISA with a rate, term and minimum deposit amount to suit your needs.

Let's break it down

Who it's for

You could earn cashback on a cash ISA transfer if you:

  • are a UK resident aged 18 or over
  • use the ISA transfer process between 11 March and 31 May 2026
  • transfer in at least £25,000 from another provider
  • have a Lloyds current account.

We’ll pay your cashback into your Lloyds current account. If you don’t have one, you could get further cashback if you switch to us first.

How it works

  • Use the ISA transfer process to move your existing cash ISA balance to us. We'll transfer for you to protect your tax efficient status.
  • If you don't have an ISA with us, choose one of our 4 adult cash ISAs. Junior cash ISAs aren't included in this offer.
  • You can transfer in full or partial balances and transfer from more than 1 ISA.
  • You can't transfer from an ISA with Lloyds, Halifax or Bank of Scotland.
  • You’ll earn £150 for each £25,000 you transfer, up to a maximum of £1,200 - here's a handy table that explains it.
  • Get interest while you transfer your money, as long as it can be moved.
  • We'll pay your cashback into your Lloyds current account by 30 September 2026, so you’ll need to keep this account open until then.

Find out how much cash you could earn when you transfer your ISA

Type in the amount (min £25,000)
£

Cash earned
 

Cashback earned from the transfer amount
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Interest earned after 12 months on transferred amounts of £25,000 or more
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Total cash earned 
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Compare cash ISA rates

Cash ISAs

View the latest cash ISA rates and get your savings working harder to earn tax-free interest for you.

Compare cash ISAs

Start your ISA transfer

The easiest way to use the ISA transfer process is online. Check the offer terms and conditions before you start.

 

It's simple in the app

Scan the QR code to get it.

You must be registered for online banking to use the app.

Once you’re in, open a new cash ISA to transfer into or start the transfer to your existing ISA with us.

Do it online

If you’re an existing customer, log in to online banking. Or open a new cash ISA on our website.

View our cash ISAs

It's simple in the app

You must be registered for online banking to use the app.

Once you’re in, open a new cash ISA to transfer into or start the transfer to your existing ISA.

Get the app

Do it online

If you’re an existing customer, log in to online banking. Or open a new cash ISA on our website.

View our cash ISAs

Let’s look at the details

  • You’ll get £150 for each £25,000 you transfer in, up to £1,200 if you transfer £200,000 or more.

    This table shows how much cashback you'll get when you transfer your ISA balance to Lloyds.

    Amount transferred

    Cashback

    Amount transferred

    £25,000 to £49,999

    Cashback

    £150

    Amount transferred

    £50,000 to £74,999

    Cashback

    £300

    Amount transferred

    £75,000 to £99,999

    Cashback

    £450

    Amount transferred

    £100,000 to £124,999

    Cashback

    £600

    Amount transferred

    £125,000 to £149,999

    Cashback

    £750

    Amount transferred

    £150,000 to £174,999

    Cashback

    £900

    Amount transferred

    £175,000 to £199,999

    Cashback

    £1,050

    Amount transferred

    £200,000 or over

    Cashback

    £1,200

  • You can transfer from any existing cash ISA, so long as it’s not with Lloyds Banking Group. That includes Lloyds, Halifax and Bank of Scotland.

    Accounts you can’t transfer from

    • Lifetime ISAs.
    • Help to Buy ISAs.
    • Innovative Finance ISAs.
    • Junior cash ISAs.

  • We have 4 adult cash ISAs you can open to transfer your ISA balance to.

    You can also transfer into these accounts if you already have one with us. Or, if you have an Instant Cash ISA, you can transfer into that too.

  • We’ll pay your cashback into your Lloyds current account by 30 September 2026, so you’ll need to keep your account open until then.

    You’ll receive 1 reward payment, even if you’ve made multiple transfers. We’ll work out how much cashback you’ve earned after 31 May 2026 and all transfers are completed.

    If you have multiple current accounts, we’ll pay the reward payment into the one you most recently opened. If you have joint and sole accounts, we'll pay the reward into an account in your sole name.

  • You won’t earn cashback if:

    • you transfer from another Lloyds Banking Group account. That means Lloyds, Halifax or Bank of Scotland
    • you transfer from a Lifetime ISA, Help to Buy ISA, Innovative Finance ISA, or Junior Cash ISA
    • you don’t use the ISA transfer process
    • you started a transfer before 11 March which completes between 11 March and 31 May 2026
    • a transfer you request completes after 31 May 2026
    • the ISA transfer request gets cancelled or rejected for any reason.

    To make sure your transfer is finished before the offer deadline, check transfer timescales before you start.

  • Offer overview

    • Get £150 cashback for each £25,000 ISA balance, transferred to us by 31 May 2026, up to a total of £1,200.​
    • Open a new cash ISA with us, or transfer into your existing ISA.
    • Use the ISA transfer-in service, to transfer your ISA from another non-Lloyds Banking Group provider to a new or existing Lloyds adult cash ISA with us.​
    • You may transfer in ISA balances from more than one existing ISA. Partial and full ISA transfers are eligible.
    • You must have a Lloyds current account, as this is where your cashback will be paid into.

    Savings cash ISA products eligible for the ISA transfer offer​

    • Club Lloyds Advantage ISA Saver.
    • Cash ISA Saver​.
    • 1 Year Fixed Rate ISA.
    • 2 Year Fixed Rate ISA.
    • Instant Cash ISA.

    What you need to know​

    • You must be a UK resident aged 18 years or older.​​
    • Your transfer-in request must be made between 11 March and 31 May 2026, using the ISA transfer-in service​.
    • You must transfer in at least £25,000 from another provider outside Lloyds Banking Group (this includes Lloyds, Halifax and Bank of Scotland).

    Cashback

    • You will receive one reward payment only, up to the value of £1,200 for £200,000 or more ISA balance transferred in, using the ISA transfer-in service. ​​
    • The total amount transferred and retained across the products included in the offer will be calculated after the offer period has ended and all transfers are complete.
    • Cashback will be paid into your current account by 30 September 2026. 
    • Where you have multiple current accounts, the reward payment will be paid to the most recently opened and/or sole account in your name.​

    Exclusions​

    The following are not included in this offer.

    • Transfer in of balances held in Lifetime ISAs, Help to Buy ISAs, Innovative Finance ISAs, Junior cash ISAs or other Lloyds Banking Group entities (Lloyds, Halifax or Bank of Scotland) ISAs. ​​
    • Any transfer in made outside the ISA transfer-in service.​​
    • Any transfer in initiated before 11 March which subsequently completes between 11 March and 31 May 2026.​
    • Any ISA transfer in requested after 31 May​ 2026.
    • Where the ISA transfer-in request has been cancelled or rejected for any reason.

    General

    Current account and individual ISA terms, conditions and eligibility apply.​

    This offer is available for a limited time and may be withdrawn or amended at any time without prior notice.

    You won’t be able to benefit from this offer if we reasonably believe that you have acted fraudulently or misleadingly or have sought to abuse the offer.

    You can’t benefit from more than 1 offer that Lloyds Bank plc promotes at the same time in respect of the same deposit. For example, if you open a Fixed Rate Cash ISA during the term of this offer and a cash ISA transfer offer is also running, you won’t be entitled to cashback on both in respect of the same deposit.

We're stars

Don't just take our word for it. Moneyfacts gave us a 5 Star Rating for how easy it is to open a savings account with us. 

Which recommended provider June 2025. Self-invested personal pensions logo.

Protecting your money

Protecting your money

The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS