Life Insurance Offer - Terms and Conditions

  • £100 Supermarket Gift Card offer – Terms and Conditions

    Eligibility

    This offer is available if:

    • Your Plan & Protect application is received by Scottish Widows between 01st July 2022 and 01 October 2022 .
    • Plan and Protect policy, subject to the above, must be completed prior to quote expiry (180 days).
    • You make a minimum of six monthly premium payments and the total premiums paid across all of your new policies exceed £100.
    • This offer is limited to one Gift Card per mortgage.
    • This offer is only redeemable in full and cannot be split across different providers.
    • This offer is limited to new customers who have not received or are due to receive a voucher when purchasing a Scottish Widows Plan & Protect policy via Lloyds Bank or Halifax within the last 12 months.

    How to claim

    • After you have made at least six successful monthly premium payments and the total premiums paid across all of your policies exceed £100, an email or letter will be sent to you within 30 days containing a reward code and details of how to redeem £100 Gift Card for either Asda, Sainsburys or Tesco.
    • If you do not claim Gift Card prior to expiry of reward code, a Tesco Gift Card will be provided and issued by letter.

    General Conditions

    • The promoter of this offer is Scottish Widows, 25 Gresham Street, London, EC2V 7HN, part of Lloyds Banking Group. The administrator is Simply Thank You, Richmond Court, Morton Road, Darlington, DL1 4PT.
    • Your Gift Card will be supplied by ‘Simply Thank You’ who are separate from Scottish Widows and not part of Lloyds Banking Group.
    • We will need to share some of your details with Simply Thank You but this will be limited to details needed for them to supply the reward code and gift card to you. Simply Thank You will not use or share your details with other parties for marketing purposes.
    • There is no cash alternative.
    • In the event of circumstances outside our control where a Gift Card for either Asda, Sainsburys or Tesco is not available, a similar alternative of equal value will be provided.
    • After you pay for your sixth month of cover, and once the total premiums paid across all your polices exceed £100 you'll receive a reward code to redeem your Gift Card within 30 days.
    • We reserve the right to withdraw or amend this offer at any time.
    • Scottish Widows reserves the right to withhold this offer should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused.

     

  • Tesco

    You should read the relevant e-gift card provider’s T&Cs before you buy. You can load a maximum value of £100 onto Third Party* e-gift cards sold on tescogiftcards.com.

    You’ll need a Tesco.com account to purchase an e-gift card. If you don’t have an account already, you can create one as you buy your e-gift card. We accept all major UK debit or credit cards issued by Visa or Mastercard. We do not accept American Express.

    You can cancel an e-gift card at any time up to 14 calendar days after the day on which you place your order, provided none of the balance has been spent. To cancel an order, please give us a call on 0800 505555.

    To request a refund or cancel a One4all e-gift card, please contact One4all directly on 03700 84 4444. To read One4all specific terms and conditions including information on fees and charges please visit www.one4alldigital.com/digital-terms-conditions.

    Nothing in these terms and conditions shall affect your statutory rights.

    Tesco e-Gift Card Specific Terms and Conditions

    What can I use the Tesco e-Gift Card for and how do I get one?

    This electronic gift card (“e-gift card”) can only be used for purchases in Tesco stores within the UK. You can purchase one e-gift card per order online at www.tescogiftcards.com and you can load any amount between £5 and £150 on it. It’s not re-loadable, and once it’s purchased, we can’t top up the balance or give you a part refund if you change your mind.

    The e-gift card can be sent by either email or text message and will be delivered to the email address or mobile phone number as specified during the purchase journey. Tesco e-gift cards can’t be bought in or collected from, Tesco UK stores.

    You can use the e-gift card for full or part-payment towards any products sold within a Tesco store whilst the e-gift card is valid. “Store” includes third party concessions and petrol stations.

    How does it work?

    The e-gift card must be presented at a self-service or manned checkout in a Tesco UK store. It can’t be spent online. The amount redeemed from an e-gift card and the balance remaining on it will be shown on the till receipt, which you should keep. It is not a cheque guarantee, credit or charge card and no interest is paid on card balances.

    You can also check the available balance on an e-gift card online or by calling 0345 0757757.

    The e-gift card is valid for a period of 5 years from the date it was activated or your last transaction, whichever is later. For these purposes, a transaction includes both a balance enquiry and using the e-gift card to pay for a purchase. You will not be able to use your e-gift card after that date and any unused balance on the card will be lost.

    You should treat the e-gift card like cash and ensure that it is kept safe until you need it. When you receive an activation email from us, you can use the e-gift card. Once activated, Tesco can’t be held liable for lost or stolen e-gift cards or any credit amounts on such cards, and we can’t offer cash or credit in place of the balance on a lost or stolen e-gift card.

    If you don’t redeem the entire value of the e-gift card in a transaction, the balance will remain on your e-gift card until it is used again or until it expires. We won’t give change, nor will we exchange the balance for cash.

    General

    E-gift cards are issued by Tesco Stores Limited, Company number 00519500, whose registered office is at Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, England, AL7 1GA.

    We reserve the right to change these terms and conditions at any time for operational reasons, or to prevent fraud.

    These terms and conditions are governed by the laws of England and Wales.

    *Where the term Third-Party e-gift card is used, this is referring to our branded e-gift cards, excluding Tesco.

    ASDA

    Treat this card like cash. Lost, faulty or stolen cards cannot be replaced unless they are registered on our website with your name and address. Please note this card is not a cheque guarantee, credit or charge card and no interest is paid on card balances. Protect your balance by registering your card on our website asdagiftcards.com

    If you lose your gift card and you have registered it with us, don't worry - we can provide a replacement card. The balance on your new card will be the same as the amount on your old card at the point you told us about the loss. Unfortunately, if your old card has already been used and there are reduced or no funds on it when you tell us, we regret we cannot replace the balance.

    We cannot offer cash in place of the balance on a lost, faulty or stolen card.

    Asda cannot be held liable for lost, faulty or stolen cards or any credit amounts on such cards.

    No change can be given on the cards or the balance on the cards exchanged for cash.

    The Asda gift card can be used online on groceries.asda.com, George.com as well as in any Asda store within the UK and the balance on the card may be used for purchases in full or part-payment (excluding third party concessions or products, gift cards, tobacco, stamps, petrol and lottery tickets) at any time whilst this card is valid.

    Transactions may only take place at the checkout in our stores when the card is presented. The amount deposited or redeemed from a card will be shown on the till receipt which you should keep.

    This card is valid for a period of 2 years from your last transaction. You will not be able to use your card after that date and any unused balance on the card will be lost.

    Refunds are only available on Asda gift cards which have been bought online at asdagiftcards.com and must be claimed within the time period set by the Consumer Contract Regulations. Your right to cancel an online card order starts when you place your order and ends 14 days from the date you receive the Asda Gift Card. To cancel an order that you have placed online give us a call on 0800 519 33 33, or send us a message.

    Christmas Savings Card: You can save up to £280 on each card and we'll give you a special bonus in November. If you've saved £30 you'll get an extra £1, £80 you'll get £3 extra, £130 you’ll get £6 extra, £180 you’ll get £9 extra, £230 you’ll get £12 extra and if you've saved £280 or more we'll give you £15.

    To qualify for the bonus on our Christmas Savings Card, you must have saved or spent funds from the 1st January to receive your bonus in November.

    Asda reserves the right to amend the terms and conditions that apply or discontinue the card scheme at any time.

    Nothing in these terms and conditions shall affect your statutory rights.

    Asda Stores will not keep money deposited on cards separate from its own funds. Card balances are not covered by the Financial Services Compensation Scheme or the Financial Ombudsman Service.

    Asda Gift Cards are issued by Asda Stores Ltd, Great Wilson Street, Leeds LS11 5AD.

    In accepting these terms and conditions, you are confirming you have read, understood and accept any 3rd party card terms and conditions that may apply.

    Sainsbury's

    From March 2021 our Gift Card Terms and Conditions will be changing. This will change how the expiry of a Gift Card or eGift Card is extended. Previously, the expiry could be extended via a balance check or redemption in-store. From March 2021 only the load and reload of funds to a Gift Card will extend the expiry by two years from that date.

    Sainsbury's Gift cards

    Gift Cards purchased in a Sainsbury's stores must be activated before use, this will be done by the colleague at the till at the point of payment or at self-checkout.

    Gift Cards can be purchased within other retailers authorised to sell Sainsbury's Gift Cards. The terms and conditions detailed below apply to such Gift Cards.

    Gift Cards can be provided through our Business Services via loyalty, reward or benefits programmes. The terms and conditions detailed below apply to such Gift Cards.

    All Sainsbury's Gift Cards are non-refundable.

    Sainsbury's Gift Cards may be redeemed in full or part payment at Sainsbury's Supermarkets Ltd stores.

    Gift Cards can only be used in-store, they cannot be used for purchases online, via the Sainsbury's App or over the phone.

    Gift Cards cannot be used at Sainsbury's Petrol Stations, in the pharmacy, any concession within Sainsbury's or at any Sainsbury's concession within third party retailers.

    Gift Cards are not a credit, payment or cheque guarantee card, cannot be redeemed for cash, for Sainsbury's Bank products, services, credit card balances and cannot be resold or re-tendered. This does not affect your statutory rights.

    Sainsbury's may exclude specific products from purchase via Gift Card, please refer to https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard for the full listing. Sainsbury's reserves the right to amend this list at any time.

    If the entire balance of a Gift Card is not spent in one transaction, the remaining balance will remain available on the Gift Card for future use. The Gift Card balance will be printed on the till receipt after each use.

    Gift Cards are valid for 24 months from top-up transaction. If inactive for 24 months any remaining balance on a Gift Card will expire and will be lost.

    The initial and subsequent balances can be checked, or additional funds loaded up to £750, at checkouts instore. If your card is provided by our Business Services, then please utilise the alternative options available to you to load further value to your card.

    Treat the card as cash and retain any balance receipt as they cannot be replaced if lost, damaged or stolen. Sainsbury's is not responsible for any unauthorised use of this card.

    You can manage your Gift Card by registering at https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard**.**Registering allows you to check the balance for the Gift Card at any time.

    Any funds loaded to a Gift Card are not covered by the Financial Services Compensation Scheme. In the unlikely event of the issuer of this product becoming insolvent some or all funds held on any Gift Card issued may not be available to be spent.

    Sainsbury's reserve the right to decline or withdraw Gift Cards, the right to amend these terms and conditions for Gift Card at any time and to take appropriate action, including the cancellation of the Gift Card, if, in its reasonable opinion it deems such action necessary.

    Sainsbury's eGift Cards

    eGift Cards can be purchased from https://www.sainsburysgiftcard.co.uk/. The terms and conditions detailed below apply to eGift Cards issued from this site.

    eGift Cards can be provided through our Business Services via loyalty, reward or benefits programmes. The terms and conditions detailed below apply to such eGift Cards.

    The following eGift Cards are available to purchase:

    3.1 The Sainsbury's eGift Card. Please read term 4 for the terms and conditions applicable to Sainsbury's eGift Cards
    3.2 The Sainsbury's Fuel eGift Card. Please read term 5 for the terms and conditions applicable to Sainsbury's Fuel eGift Cards
    3.3 The Sainsbury's Groceries eGift Card. Please read term 5 for the terms and conditions applicable to the Sainsburys Groceries eGift Cards

    4. Terms and conditions applicable to Sainsbury's eGift Cards
    4.1 All Sainsbury's eGift Cards are non-refundable
    4.2 Sainsbury's eGift Cards may be redeemed in full or part payment for goods at Sainsbury's Supermarket Ltd
    4.3 Sainsbury's eGift Cards can only be used in-store or online at www.sainsburys.co.uk for Sainsbury's Online Groceries only
    4.4 eGift Cards cannot be used for purchases over the phone, via the Sainsbury's App, at Sainsbury's Petrol Stations, in the pharmacy, any concession within Sainsbury's or at any Sainsbury's concession within third party retailers
    4.5 eGift Cards are not a credit, payment or cheque guarantee cards, cannot be redeemed for cash, for Sainsbury's Bank products, services or credit card balances and cannot be resold or re-tendered. This does not affect your statutory rights
    4.6 Sainsbury's may exclude specific products from purchase via eGift Card, please refer to https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard for the full listing. Sainsbury's reserves the right to amend this list at any time
    4.7 If you do not spend the entire balance of a Sainsbury's eGift Card in one transaction, the remaining balance will, subject to term 4.8 remain available for use. The eGift Card balance will be printed on the till receipt after each use
    4.8 The value of a Sainsbury's eGift Card expires on the date shown on the eGift Card, which is 24 months from the date of initial activation. If unused within this time the card will be deemed inactive and any remaining balance lost
    4.9 Treat a Sainsbury's eGift Card as cash as it cannot be replaced if lost, damaged or stolen. Sainsbury's is not responsible for any unauthorised use of a Sainsbury's eGift Card
    4.10 You can manage your Sainsbury's eGift Card by registering at https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard. Registering allows you to check the balance of the eGift Card at any time
    4.11 Any funds on a Sainsbury's eGift Card are not covered by the Financial Services Compensation Scheme. In the unlikely event of the issuer of this product becoming insolvent some or all funds on any eGift Card held may not be available to be spent
    4.12 Sainsbury's reserve the right to decline or withdraw eGift Cards, the right to amend these terms and conditions for eGift Card at any time and to take appropriate action, including the cancellation of the eGift Card, if, in its reasonable opinion, it deems such action necessary
    4.13 There are two methods of redeeming your eGift Card: In Store and Online at **www.sainsburys.co.uk**please visit **https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard**for further help and support for spending eGift Cards via these routes

    5. The following terms and conditions apply to the Sainsbury's Fuel Payment Cards
    5.1 Sainsbury's Fuel Payment Cards can only be redeemed in Sainsbury's Petrol Filling Stations and will not be accepted in Sainsbury's Supermarkets, Locals, Neighbourhood stores or online at sainsbury's.co.uk
    5.2 All Sainsbury's Fuel Payment Cards are non-refundable
    5.3 Sainsbury's Fuel Payment Cards may be redeemed in full or part payment for goods at Sainsbury's Supermarket Ltd
    5.4 Sainsbury's Fuel Payment Cards cannot be used for purchases over the phone, via the Sainsbury's App, online at Sainsbury's co.uk, in the pharmacy, any concession within Sainsbury's or at any Sainsbury's concession within third party retailers
    5.5 Fuel Payment Cards are not a credit, payment or cheque guarantee cards, cannot be redeemed for cash, for Sainsbury's Bank products, services or credit card balances and cannot be resold or re-tendered. This does not affect your statutory rights
    5.6 Sainsbury's may exclude specific products from purchase via Sainsbury's Fuel Payment Card, please refer to https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard for the full listing. Sainsbury's reserves the right to amend this list at any time
    5.7 If you do not spend the entire balance of a Sainsbury's Fuel Payment Card in one transaction, the remaining balance will remain available for use. The Sainsbury's Fuel Payment Card balance will be printed on the till receipt after each use
    5.8 The value of a Sainsbury's Fuel Payment Card expires on the date shown on the Sainsbury's Fuel Payment Card, which is 1 month from the date of initial activation. If unused within this time the card will be deemed inactive and any remaining balance lost
    5.9 Treat a Sainsbury's Fuel Payment Card as cash as it cannot be replaced if lost, damaged or stolen. Sainsbury's is not responsible for any unauthorised use of a Sainsbury's Fuel Payment Card
    5.10 You can manage your Sainsbury's Fuel Payment Card by registering at https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard. Registering allows you to check the balance of the Sainsbury's Fuel Payment Card at any time
    5.11 Any funds on a Sainsbury's Fuel Payment Card are not covered by the Financial Services Compensation Scheme. In the unlikely event of the issuer of this product becoming insolvent some or all funds on any Fuel Payment Card held may not be available to be spent
    5.12 Sainsbury's reserve the right to decline or withdraw Sainsbury's Fuel Payment Cards, the right to amend these terms and conditions for Sainsbury's Fuel Payment Card at any time and to take appropriate action, including the cancellation of the Sainsbury's Fuel Payment Card, if, in its reasonable opinion, it deems such action necessary

    6. The following terms and conditions apply to the Sainsbury's Fuel Payment Cards
    6.1 Sainsbury's Groceries eGift Card can only be redeemed in store
    6.2 All Sainsbury's Groceries eGift Cards are non-refundable
    6.3 Sainsbury's Groceries eGift Cards may be redeemed in full or part payment for goods at Sainsbury's Supermarket Ltd
    6.4 Sainsbury's Groceries eGift Cards cannot be used for purchases over the phone, via the Sainsbury's App, online at Sainsburys.co.uk, at Sainsbury's Petrol Stations, in the pharmacy, any concession within Sainsbury's or at any Sainsbury's concession within third party retailers
    6.5 Sainsbury's Groceries eGift Cards are not a credit, payment or cheque guarantee cards, cannot be redeemed for cash, for Sainsbury's Bank products, services or credit card balances and cannot be resold or re-tendered. This does not affect your statutory rights
    6.6 Sainsbury's may exclude specific products from purchase via Sainsbury's Groceries eGift Card, please refer to https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard for the full listing. Sainsbury's reserves the right to amend this list at any time
    6.7 If you do not spend the entire balance of a Sainsbury's Groceries eGift Card in one transaction, the remaining balance will remain available for use. The eGift Card balance will be printed on the till receipt after each use
    6.8 The value of a Sainsbury's Groceries eGift Card expires on the date shown on the eGift Card, which is 24 months from the date of initial activation. If unused within this time the card will be deemed inactive and any remaining balance lost
    6.9 Treat a Sainsbury's Groceries eGift Card as cash as it cannot be replaced if lost, damaged or stolen. Sainsbury's is not responsible for any unauthorised use of an eGift Card. You can manage your Sainsbury's Groceries eGift Card by registering at https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard. Registering allows you to check the balance of the eGift Card at any time
    6.10 Any funds on a Sainsbury's Groceries eGift Card are not covered by the Financial Services Compensation Scheme. In the unlikely event of the issuer of this product becoming insolvent some or all funds on any eGift Card held may not be available to be spent
    6.11 Sainsbury's reserve the right to decline or withdraw Sainsbury's Groceries eGift Cards, the right to amend these terms and conditions for Groceries eGift Card at any time and to take appropriate action, including the cancellation of the Groceries eGift Card, if, in its reasonable opinion, it deems such action necessary.

    Paper Gift Vouchers

    Gift Vouchers issued by Sainsbury's Supermarkets Ltd, 33 Holborn, London, EC1N 2HT can be exchanged for goods of your choice from any Sainsbury's store to the value indicated on the face of the voucher.

    The gift voucher is only valid in Sainsbury's stores and cannot be redeemed online at www.sainsburys.co.uk, in Sainsbury's Petrol Stations, in the pharmacy, in any concession within Sainsbury's or any Sainsbury's concession within a third party retailer.

    Branded Gift Cards, Scratch cards, LPG AUTOGAS, Pay Point products and services, Stage 1 Infant formula, Tobacco and related products, BT phonecards, E TOP-UP Savings stamps, Postage stamps, National Lottery products, Online Delivery charges, Concession coffee shops, Travel Money, restaurants or vending machine purchases cannot be purchased with Gift Vouchers.

    Change will not be given on any purchase and the gift voucher may not be exchanged for cash.

    Gift Vouchers have an expiry date which is printed on the back of the voucher. If unused within this time the Gift Voucher will be deemed expired and the value lost.

    Sainsbury's is not responsible for any unauthorised use of a Gift Voucher and reserves the right to amend the terms & conditions of this service at any time.

    Important information

    Product Recall Notices

     

  • £100 Amazon.co.uk Gift Card offer– Terms and Conditions (ended 9th June 2022)

    Eligibility

    You will receive this offer:

    • If you take out a new Plan & Protect Life or Critical Illness (Body Cover) policy online from 25th January 2022.
    • Once a minimum of six monthly premiums have been paid and the total premiums paid across all of your policies exceed £100.
    • This offer is limited to one Gift Card per customer.
    • This offer is limited to new customers who have not purchased a Scottish Widows Plan & Protect policy via Lloyds Bank or Halifax within the last 12 months. 

    How to claim

    Within 30 days of your sixth successful monthly premium payment, and the total premiums paid across all of your policies exceed £100, an email or letter will be sent to you containing a £100 Amazon.co.uk Gift Card.

    General Conditions

    • The promoter of this offer is Scottish Widows, 25 Gresham Street, London, EC2V 7HN, part of Lloyds Banking Group. The administrator is Simply Thank You, Richmond Court, Morton Road, Darlington, DL1 4PT.
    • ·Your Gift Card will be supplied by ‘Simply Thank You’ who are separate from Scottish Widows and not part of Lloyds Banking Group.
    • We will need to share some of your details with Simply Thank You but this will be limited to details needed for them to supply the gift card to you. Simply Thank You will not use or share your details with other parties for marketing purposes.
    • There is no cash alternative.
    • In the event of circumstances outside our control where an Amazon.co.uk Gift Card is not available, a similar alternative of equal value will be provided.
    • We reserve the right to withdraw or amend this offer at any time.
    • Scottish Widows reserves the right to withhold this offer should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused.

    Amazon.co.uk Gift Card Terms and Conditions

    1. Redemption

    Amazon.co.uk Gift Cards and Gift Vouchers (including products branded as Gift Certificates) ("Gift Cards") may only be redeemed toward the purchase of eligible products on www.amazon.co.uk. Purchases are deducted from the redeemer's Gift Card balance. Any unused Gift Card balance will be placed in the redeemer's Amazon.co.uk account. If a purchase exceeds the redeemer's Gift Card balance, the remaining amount must be paid with another payment method. Amazon EU S.à r.l. or its affiliates ("we", "us", and "our") may provide Gift Card purchasers with information about the redemption status of Gift Cards that they purchase. To view your Gift Card balance, visit Your Account on Amazon.co.uk. No fees apply to Gift Cards.

    2. Limitations

    Gift Cards, including any unused Gift Card balances, expire ten years from the date of issuance. Gift Cards may not be redeemed for the purchase of products at www.amazon.at, www.amazon.com.br, www.amazon.ca, www.amazon.cn, www.amazon.com, www.amazon.de, www.amazon.es, www.amazon.fr, www.amazon.in, www.amazon.it, www.amazon.co.jp, www.amazon.com.mx, or any other website owned and operated by us, our affiliates, or any other person or entity, except as indicated by these terms and conditions. Gift Cards cannot be used to purchase other gift cards, or as payment for a Prime membership fee. Gift Cards cannot be reloaded, resold, transferred for value, used for unauthorised commercial purposes, including to facilitate the resale or shipment of goods from Amazon.co.uk, redeemed for cash, or used in a manner otherwise prohibited by our Amazon.co.uk Gift Cards Restrictions and Prohibited Activities policy. Unused Gift Card balances in an Amazon.co.uk account may not be transferred to another Amazon.co.uk account.

    3. Risk of Loss

    The risk of loss and title for Gift Cards pass to the purchaser upon our electronic transmission of the Gift Card to the purchaser or designated recipient, or our delivery to the carrier, whichever is applicable. We are not responsible if any Gift Card is lost, stolen, destroyed or used without your permission.

    4. Fraud

    We will have the right to close customer accounts and take payment from alternative forms of payment if a fraudulently obtained Gift Card is redeemed and/or used to make purchases on Amazon.co.uk or any of its affiliated websites set forth above.

    5. Limitation of Liability

    WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO GIFT CARDS, INCLUDING WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN THE EVENT A GIFT CARD IS NON-FUNCTIONAL, YOUR SOLE REMEDY, AND OUR SOLE LIABILITY, WILL BE THE REPLACEMENT OF SUCH GIFT CARD. IF APPLICABLE LAW DOES NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

    6. General Terms

    The Amazon.co.uk Conditions of Use & Sale apply. Gift Cards are issued by Amazon EU S.à r.l., a Luxembourg entity. When you purchase, receive or redeem a Gift Card, you agree that the laws of the Grand-Duchy of Luxembourg will govern these Gift Card terms and conditions. If you are a consumer and have your habitual residence in the European Union, you additionally enjoy the protection afforded to you by mandatory provisions of the law of your country of residence. We reserve the right to require additional verification of your identity, Gift Card or account ownership, or provision of an additional payment instrument, before you are able to apply a Gift Card to your account or your Amazon.co.uk Gift Card Balance to a purchase. We reserve the right to change these terms and conditions from time to time in our discretion. All terms and conditions are applicable to the extent permitted by law.

     

£100 Supermarket Gift Card offer – Terms and Conditions

Eligibility

You will receive this offer if:

  • You purchase a new Plan & Protect Life or Critical Illness (Body Cover) policy online after the 01 st July 2022.
  • You make a minimum of six monthly premium payments and the total premiums paid across all of your new policies exceed £100.
  • This offer is limited to one Gift Card per customer.
  • This offer is only redeemable in full and cannot be split across different providers.
  • This offer is limited to new customers who have not received or are due to receive a voucher when purchasing a Scottish Widows Plan & Protect policy via Lloyds Bank or Halifax within the last 12 months.

How to claim

  • After you have made at least six successful monthly premium payments and the total premiums paid across all of your policies exceed £100, an email or letter will be sent to you within 30 days containing a reward code and details  of how to redeem £100 Gift Card for either Asda, Sainsburys or Tesco.
  • If you do not claim Gift Card prior to expiry of reward code, six months after your reward code is sent, a Tesco Gift Card will be provided and issued.

General Conditions

  • The promoter of this offer is Scottish Widows, 25 Gresham Street, London, EC2V 7HN, part of Lloyds Banking Group. The administrator is Simply Thank You, Richmond Court, Morton Road, Darlington, DL1 4PT.
  • Your Gift Card will be supplied by ‘Simply Thank You’ who are separate from Scottish Widows and not part of Lloyds Banking Group.
  • We will need to share some of your details with Simply Thank You but this will be limited to details needed for them to supply the reward code and gift card to you. Simply Thank You will not use or share your details with other parties for marketing purposes.
  • There is no cash alternative.
  • In the event of circumstances outside our control where a Gift Card for either Asda, Sainsburys or Tesco is not available, a similar alternative of equal value will be provided.
  • After you pay for your sixth month of cover, and once the total premiums paid across all your polices exceed £100 you'll receive a reward code to redeem your Gift Card within 30 days.
  • We reserve the right to withdraw or amend this offer at any time.
  • Scottish Widows reserves the right to withhold this offer should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused.

 

FSCS protected logo

 

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.