Save the Change®

Save the Change® makes saving so easy you’ll forget you’re doing it.

Register for Save the Change® and when you buy something with your Lloyds debit card, we’ll round up the amount you spend to the nearest pound and transfer the difference into your nominated Lloyds savings account.

For example, if your coffee costs £2.20, we’ll transfer 80p from your current account into your savings account.

It’s a clever feature that takes your leftover change and builds it into bigger savings.

Turn on Save the Change®

Save the Change®

1. Spend on your Lloyds debit card

Make sure Save the Change® is turned on. You can easily control this through Internet Banking

2. We work out the change

When you're in credit, what you spend is rounded up to the nearest pound

3. The change is transferred to your savings

We transfer the change to your Lloyds savings account the next working day

How to switch on Save the Change®

You can switch Save the Change® on and off or change your nominated savings account whenever you like online, by phone or by visiting us in branch. We only make Save the Change® transfers when your current account is in credit.

You need:


If you've registered for Internet Banking, you can turn Save the Change® on and off or change your nominated savings account whenever you like online.

  • If you’re using our mobile app, simply log on and select ‘Apply’ from the bottom of the screen. Next, select ‘Savings’ followed by ‘Save the Change ®’ and follow the guidance provided.
  • If you’re using a desktop, simply log on to Internet Banking using the link below and follow the guidance provided.

Turn on Save the Change®

If you haven't already, you can register for Internet Banking.

Save the Change® conditions (PDF, 639KB)opens in a new tab

By phone

If you prefer to speak with someone, we're here to help. You can switch on Save the Change® by calling 0345 300 0000Call 0345 300 0000. Lines are open Monday – Sunday: 8am – 8pm.
Not all Telephone Banking services are available 24 hours a day, seven days a week.

In branch

Our advisers in branch can provide face to face help and will talk you through the process. Find your nearest branch.

Find the right account

We have a wide range of savings accounts to help you reach your goals.

Compare savings account

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).