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Buy your next car online

Online purchasing is now a way of life for millions of us, and more so in recent times. So would you consider buying your next car online?

Many car dealerships offer online car purchase services, meaning you could buy your new car without leaving home. However, if you aren’t quite sure on the car you want and are looking for a test drive, most dealers are allowing unaccompanied test drives from the showroom or your home.

What Happens If I Change My Mind?

You should be protected when you buy online, but don’t forget to read the terms and conditions to be clear on your rights. For example, you may find that some dealerships allow a 14-day ‘cooling off’ period, this means you have 14 days to decide whether or not you want to keep the car. If you were to change your mind within the 14 days, you could hand the car back. Again, make sure you read the small print to ensure there are no hidden costs if you choose to return the car.

Getting Your Car When Buying Online

Dependent on the dealership, some are offering Home Delivery and others are offering Click and collect. If you need to part exchange your car, it is likely that the dealer can arrange this when you collect, or they deliver your new car.

Car Finance Online

As the demand for online purchasing is increasing, you won’t be surprised to hear that there are many providers of online car finance. With Lloyds Car Finance, we offer a completely online application, and if accepted we pay the dealer directly. You can find out more here.

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Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Mobile Banking app: Our app is available to UK personal online banking customers and online banking customers with accounts held in Jersey, the Bailiwick of Guernsey or the Isle of Man. You need to have a valid registered phone number. Minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply.