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Featured current accounts

Please note: From the 1st July 2018, we are making some changes.
The Platinum monthly account fee will increase from £17 to £19 per month.
For Platinum accounts the Mobile Phone Insurance excess will also change to £100 for all handsets.
You will also be limited to 2 successful Mobile Phone Insurance claims per account holder in a 12 month period.
Additionally, we will be changing the interest you can earn on Club Lloyds current accounts. The current interest rate of 2% AER/1.98% Gross variable, payable on balances between £1 and £5,000, will reduce to 1.5% AER/1.49% Gross variable. You will still need to pay at least two different Direct Debits each calendar month to earn interest.
Full details of these changes and others can be found in the Guide to Changes.

Classic Account

Classic Account

The everyday account for everyday banking

Club Lloyds

Club Lloyds

An account with extras. Pay at least £1,500 into your account every month, otherwise it costs £3 per month

Platinum Account


Packed with insurance benefits for only £17 per month


Not the right accounts for you?

Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts.

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Youth and Student accounts


Features that come with your Lloyds Bank Current Account

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.


What is a Current Account?

A Lloyds Bank Current Account offers a range of banking services, such as:

  • Depositing and withdrawing cash
  • Paying bills and transferring money
  • Setting up standing orders and direct debits
  • Ordering travel money or sending money abroad

Applying online is quick and easy, the application process typically takes about 10 minutes.

Existing customer

Existing current account customer?

Upgrade your account through Internet Banking

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Switch in seven days

Current Account Switch Guarantee

Switch your account to us within seven working days

How to switch your account

Help & Guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

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