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International Student

Manage your everyday spending with a trusted UK bank while you study.

Once you’re living in the UK, you can apply for our Classic Account.

Open account today

New to the UK? Bank on us

Manage your money with a bank you can trust. No monthly fee – no fuss.

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It's simple to get started

  • Apply for a Lloyds Classic Account in our app when you're living in the UK.
  • Free everyday banking when you stay in credit. Other fees may apply, for example when using your Visa debit card outside the UK.

Manage your money with confidence

  • Track your spending in real time and get notifications when money goes in or out.
  • Track subscriptions and payments.
  • Access your card details in the app and freeze your card anytime.

Make your money go further

  • Round up your spending and Save the Change®.
  • Get cashback offers and enter prize draws.
  • View your accounts from other banks in one place, at no extra cost.
  • View your credit report and build better money habits.

It's simple to get started

  • Apply for a Lloyds Classic Account in our app when you're living in the UK.
  • Free everyday banking when you stay in credit. Other fees may apply, for example when using your Visa debit card outside the UK.

Manage your money with confidence

  • Track your spending in real time and get notifications when money goes in or out.
  • Track subscriptions and payments.
  • Access your card details in the app and freeze your card anytime.

Make your money go further

  • Round up your spending and Save the Change®.
  • Get cashback offers and enter prize draws.
  • View your accounts from other banks in one place, at no extra cost.
  • View your credit report and build better money habits.

Ready to apply?

Take control of your everyday banking with our Classic account. Open your account today.

Open account

All powered by our mobile banking app

Join the 10 million customers who already use our highly rated app.

Mobile app showing offers

Offers

Up to 15% cashback on your everyday spending at selected retailers. Retailer offers and cashback amounts vary.

Requesting a payment through the mobile app

Request a payment

Split the cost or get money back quickly with a few taps. Limits apply.

upcoming payments in the mobile app

Upcoming payments

See what's ahead so nothing catches you out.

24/7 help in the app

24/7 help

Support when you need it.

Save the change in the mobile app

Save the Change®

Pay with your debit card and we’ll round up your spending into savings.

What do you need to open a Classic Account?

Who can apply?

To apply for a Lloyds Classic Account, you need to:

  • be aged 18 or over
  • live in the UK
  • have a valid passport

If you're not an existing Lloyds customer you may need to show proof of identity.

Open account

Application support

Check out our account opening guide for step-by-step support, or chat with us if you have questions.

If you prefer help in a foreign language, our FAQs can give you extra support.

Get more help

Stay safe from financial crime​

We want you to feel comfortable and safe when you move to the UK. Sadly, some criminals target international students especially those new to the country or banking system. ​We’re here to help you understand the risks and protect you from the potential consequences of involvement in criminal activity.

Moving money

Don't be a money mule.

You may be asked to move money through your account for someone else. This could be from someone you’ve just met, or a message on social media. ​

Never use your bank account to pay in, receive, or send money to someone you don’t know or trust. If you become a money mule, even without knowing it, you’re breaking the law.​

Suspicious offers​

Money from someone you don’t know or trust may be linked to crime.​

Be wary of offers for help with currency exchange, tuition fees, or living costs. Take extra care if you’re offered cash, a favour, or someone suggests you can keep some of the money.

Requests for your bank details

Never share your online banking login. Criminals use these to take control of your account and move money without your permission.​

International Student FAQs

Open a classic account

 

Start with the app

Whether you're a new or existing customer you can open a new account or change one with the app.

Scan the QR code and we’ll get things started.

If you'd prefer, apply through the website.

 

Start with the app

Whether you're a new or existing customer you can open a new account or change one with the app.

Apply for an account

If you'd prefer, apply through the website.

Let’s look at the details

Protecting your money

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Protecting your money

The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS

Important legal information

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.

Account opening is subject to our assessment of your circumstances. You must be over 18 to apply.

Overdrafts are repayable in full on demand.

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