Non-marketed products
Interest rates on current accounts we no longer offer.
Classic Account Vantage rates
|
(Interest calculated daily, paid monthly) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest calculated daily, paid monthly)Balance £1 to £999 |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
|
(Interest calculated daily, paid monthly)Balance £1,000 to £2,999 |
AER% 0.50 |
Gross 0.50 |
Net% 0.40 |
|
(Interest calculated daily, paid monthly)Balance £3,000 to £5,000 |
AER% 1.50 |
Gross 1.49 |
Net% 1.19 |
These interest rates were correct between 02 July 2014 and 02 May 2016.
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016, we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 03 May 2016, no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
Current accounts with Plus
|
(Interest paid monthly) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest paid monthly)Balance £1 to £2,500 |
AER% 1.50 |
Gross 1.49 |
Net% 1.19 |
These interest rates are correct as at 02 December 2010.
Plus gives you the benefit of credit interest on your current account if you comply with the Plus condition of paying into your account at least £1,000 each calendar month.
We do not pay interest on any amount over £2,500.
Gold Account Vantage interest rates
|
(Interest calculated daily, paid monthly) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest calculated daily, paid monthly)Balance £1 to £999 |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
|
(Interest calculated daily, paid monthly)Balance £1,000 to £2,999 |
AER% 0.50 |
Gross 0.50 |
Net% 0.40 |
|
(Interest calculated daily, paid monthly)Balance £3,000 to £5,000 |
AER% 1.50 |
Gross 1.49 |
Net% 1.19 |
These interest rates were correct between 02 July 2014 and 02 May 2016.
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016, we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 03 May 2016, no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
Moneyplan
|
(Interest paid annually) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest paid annually)Moneyplan £1+ |
AER% 0.10 |
Gross 0.10 |
Net% 0.08 |
These interest rates are correct as at 01 March 2004.
Platinum Account Vantage interest rates
|
(Interest calculated daily, paid monthly) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest calculated daily, paid monthly)Balance £1 to £999 |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
|
(Interest calculated daily, paid monthly)Balance £1,000 to £2,999 |
AER% 0.50 |
Gross 0.50 |
Net% 0.40 |
|
(Interest calculated daily, paid monthly)Balance £3,000 to £5,000 |
AER% 1.50 |
Gross 1.49 |
Net% 1.19 |
These interest rates were correct between 02 July 2004 and 02 May 2016.
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016, we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 03 May 2016, no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
Premier Account Vantage rates
|
(Interest calculated daily, paid monthly) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest calculated daily, paid monthly)Balance £1 to £999 |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
|
(Interest calculated daily, paid monthly)Balance £1,000 to £2,999 |
AER% 0.50 |
Gross 0.50 |
Net% 0.40 |
|
(Interest calculated daily, paid monthly)Balance £3,000 to £5,000 |
AER% 1.50 |
Gross 1.49 |
Net% 1.19 |
These interest rates were correct between 02 July 2014 and 02 May 2016.
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016, we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 03 May 2016, no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
Service account
|
(Interest paid annually) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest paid annually)Service Account £1+ |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
These interest rates are correct as at 01 December 2010.
Silver Account Vantage interest rates
|
(Interest calculated daily, paid monthly) |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest calculated daily, paid monthly)Balance £1 to £999 |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
|
(Interest calculated daily, paid monthly)Balance £1,000 to £2,999 |
AER% 0.50 |
Gross 0.50 |
Net% 0.40 |
|
(Interest calculated daily, paid monthly)Balance £3,000 to £5,000 |
AER% 1.50 |
Gross 1.49 |
Net% 1.19 |
These interest rates were correct between 02 July 2014 and 02 May 2016.
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016, we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 03 May 2016, no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
Student Interest Cheque account
|
(Interest paid annually) Student Interest Cheque Account |
AER% |
Gross |
Net% |
|---|---|---|---|
|
(Interest paid annually)Student Interest Cheque Account £1+ |
AER% 0.00 |
Gross 0.00 |
Net% 0.00 |
These interest rates are correct as at 29 September 2003.
Previous rates: Graduate Gold account - Credit
|
Graduate Gold account |
AER % |
Gross % |
Net % |
|---|---|---|---|
|
Graduate Gold account £1+ |
AER % 2.02 |
Gross % 2.00 |
Net % 1.56 |
|
Graduate Gold account £2,000+ |
AER % 0.10 |
Gross % 0.10 |
Net % 0.08 |
These interest rates were correct from 01 June 2004 to 22 July 2004.
The Equivalent Annualised Rate (EAR) does not take into account any additional charges – for example, arrangement fees, securities charges, or monthly fees that may be due.
