Pick your own

When you’re comfortable choosing your own shares, funds, and other investments.

Pick your own options

Ready-Made

Giving our existing Lloyds online banking customers the easy investment choice created and managed by financial experts.

Ready-Made options

Investment advice

Personalised advice to help find the right investment for you and reach your financial goals.

Access expert advice
 

ISA ISA Baby

Understand your tax year end choices with trusted support from Lloyds.

 

Get tax year ready

Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value. So you could get back less than you put in. Tax treatment depends on individual circumstances and may be subject to change in the future.

Why choose Lloyds?

Over 9 million people trust us for investments and saving. We can help your money work harder too.

Why choose Lloyds?

Over 9 million people trust us for investments and saving. We can help your money work harder too.

Clear and competitive pricing

We've made our charges simple and competitive so you can spend more time on what matters.

A name to trust

Since 1765, we've helped Britain prosper by providing financial confidence and peace of mind for our customers of every generation.

No 2 investors are the same

That’s why we deliver investment opportunities, insights and services that work for you.

Our investment accounts

Pick your own

When you’re comfortable choosing your own shares, funds, and other investments.

Share Dealing ISA

Perfect for choosing your own stocks and shares, funds, ETFs and more...

  • Create and control your own portfolio.
  • ETF Quicklist and Investment tools.
  • Invest up to £20,000 this tax year.
  • Free regular investing through a regular investment plan.
  • All profits are free from UK Capital Gains or UK Income Tax.
Share Dealing ISA

Share Dealing Account

When you’ve used your annual ISA allowance but want to keep trading.

  • Create and control your portfolio.
  • ETF Quicklist and Investment tools. 
  • No investment limits (tax may apply).
  • Free regular investing through a regular investment plan.
Share Dealing Account
 

Invest Wise accounts

Free investing accounts for 18 to 25 year olds. Choose from an Invest Wise ISA or Invest Wise Account.
 
  • Free account up to 26 years old.
  • Free regular investing through a regular investment plan.
  • With a choice of investment types and accounts.
Invest Wise accounts

Self-Invested Personal Pension (SIPP)

Take control of your retirement, tailor your portfolio to fit your needs, risk appetite and financial objectives.

  • Receive instant tax relief at the basic rate on contributions.
  • Flexibility to choose and manage your own investments.
  • Admin fees are capped leaving more money for you to save for retirement.
  • Our SIPP Builder could help find the right investments for you.

SIPP

Woman sitting on the floor using her laptop

Self-Invested Personal Pension (SIPP)

Take control of your retirement, tailor your portfolio to fit your needs, risk appetite and financial objectives.

  • Receive instant tax relief at the basic rate on contributions.
  • Flexibility to choose and manage your own investments.
  • Admin fees are capped leaving more money for you to save for retirement.
  • Our SIPP Builder could help find the right investments for you.

SIPP

Ready-Made

Investments created and managed by financial experts. Great for Lloyds customers with the option of a tax-efficient ISA.

Ready-Made Investments

Exclusive to existing Lloyds online banking customers, Ready-Made Investments are created and managed by experts. Helping take the worry and confusion out of picking investments.

  • Invest from £50 a month, or a £500 lump sum.
  • Invest up to £20,000 a year free from UK Capital Gains or UK Income Tax.
  • If you’ve used your ISA allowance this tax year, invest as much as you like with our Investment Account – returns are subject to tax.
Ready-Made Investments
man relaxing back listening on headphones.

Ready-Made Pension

Ideal for existing Lloyds online banking customers that are looking for a simple way to save for retirement.

  • Our experts manage your pension to help maximise growth.
  • Open with a transfer, lump sum, or you can set up a regular payment.
  • View your pension on the go using our mobile banking app.
Ready-Made Pension

Expert advice

 

Personal financial advice

For customers with £100,000 in sole income or spread across joint savings, Investments or personal pensions. 

  • Expert financial advisers. UK-based specialists provide a free personalised plan to help you reach your financial goals.
  • Tailored advice. Our advisers will work with you to ensure you have the right level of support.
  • More than just investing. Comprehensive advice, making sure all parts of your finances are working to meet your goals.

Fees will apply if you take out a product or service.

Schroders Personal Wealth logo

More about financial advice

Banking online

It's simple and safe to manage your investments in our app or on our website.

 

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

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Save or invest

Weigh up your saving and investment options to find a combination that works for you.

Save or invest

Starting out?

Read our simple 5-step guide to help decide if investing is right for you.

Investing for beginners

Investing in Funds

Unlock a range of funds chosen by the experts at FE Fundinfo.

Select List

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information

Smart investing

Whether you’re starting out or a seasoned investor, we’ve got you.

Lloyds investing

Smart investing

Whether you’re starting out or a seasoned investor, we’ve got you.

Lloyds investing