Investing

Whether you want to maximise your ISA allowance, choose your own investments or get some expert advice, we have everything you need.

Pick Your Own

When you’re comfortable choosing your own shares, funds, and other investments.

Pick Your Own options

Ready-Made

The easy investment choice, created and managed by financial experts.

Ready-Made options

Investment advice

Not sure what’s right for you, we’re here to help.

Get some advice

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Our products and services

Pick Your Own

When you’re comfortable choosing your own shares, funds, and other investments.

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Share Dealing ISA

Perfect for choosing your own stocks and shares, funds, ETFs and more...

  • Create and control your own portfolio.
  • ETF Quicklist and Investment tools.
  • Invest up to £20,000 every tax year.
  • Free regular investments.
  • All profits are free from Capital Gains or UK Income Tax.
Share Dealing ISA
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Share Dealing Account

When you’ve used your annual ISA allowance but want to keep trading.

  • Create and control your portfolio.
  • ETF Quicklist and Investment tools. 
  • No investment limits (tax may apply).
  • Free regular investments.
Share Dealing Account
 
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Invest Wise accounts

Free investing accounts for 18 - 25 year olds. Choose from an Invest Wise ISA or Invest Wise Account.
 
  • Free account up to 26 years old.
  • Free regular investing.
  • With a choice of investment types and accounts.
Invest Wise accounts

Ready-Made

Investments created and managed by financial experts. Great for Lloyds Bank customers with the option of a tax-efficient ISA.

Ready-Made Investments

Ideal if you prefer investments selected on your behalf.

  • Created and managed by experts.
  • Invest from £50 a month, or a £500 lump sum.
  • Invest up to £20,000 a year free from Capital Gains or UK Income Tax.
  • If you’ve used your ISA allowance this tax year, invest as much as you like with our Investment Account – returns are subject to tax.
Ready-Made Investments
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Ready-Made Pension

Ideal if you’re looking for a simple way to save for retirement.

  • Our experts manage your pension to help maximise growth.
  • Open with a transfer, lump sum, or you can set up a regular payment.
  • View your pension on the go using our Mobile Banking app.
Ready-Made Pension

Expert advice

Invest+ Investment Advice

See if investing is right for you.

  • Online advice with human support.
  • Free investment report for you to keep. (£50 advice fee if you decide to go ahead).
  • Understand your priorities and risk outlook.
  • Invest from £100 a month, with tax-efficient accounts available.
Learn more about Invest+

Personal financial advice

For customers with £100,000 in sole income or spread across joint savings, Investments or personal pensions. 

  • Free Initial consultation. Schroders Personal Wealth specialist advisers provide You with a free personalised financial plan.
  • On going financial advice. Receive regular guidance from an experienced financial adviser.
  • Financial Security. Advisors help clients build emergency funds, plan for retirement, and protect against unexpected events, enhancing overall financial security.

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More about financial advice

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information