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Costs and Charges

Summary of our online charges and dealing commission

  • £1.50 per trade to buy or sell funds
  • £11 per trade to buy and sell stocks (or £8 if you trade 8+ times per calendar quarter)
  • £1.50 to buy if you use our scheduled investment serviceYou can set up a direct debit on your share dealing account and select which investment to buy, when and at what cost or quantity. You can then sit back and leave the rest to us.
  • £20 six-monthly admin charge


See the full list of charges (PDF)

This document includes information on all charges including government levies, stamp duty and foreign currency charges for international dealing.

Lloyds Bank vs. our competitors

See how we compare on trading funds in a Share Dealing ISA

Our comparison is based on:

  • Making the most of your full ISA allowance by investing £20,000
  • Trading 6 times a year in funds
  • Our charges and competitors charges, excluding any fund manager charges or government taxes or levies

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Llods logo

Standard online commission (per trade)

£1.50

Annual platform/admin charge

£40

Calculation

6 trades = (6 x £1.50) +

Annual admin charge (£40)

Total cost

£49

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Hargreaves Lansdown logo

Standard online commission (per trade)

Free

Annual platform/admin charge

£90

Calculation

6 trades = (free) +

Annual platform charge of 0.45% (£90)

Total cost

£90

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Interactive Investor logo

Standard online commission (per trade)

£7.99

Annual platform/admin charge

£119.88

Calculation

Monthly ‘investor’ price plan (£9.99 x 12 months). Includes 1 free trade per month.

Total cost

£119.88

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Fidelity logo

Standard online commission (per trade)

Free

Annual platform/admin charge

£70

Calculation

6 trades = (free) +

0.35% annual service fee (£70)

Total cost

£70

See how we compare on trading Stocks and Shares in a Share Dealing ISA

Our comparison is based on:

  • Making the most of your full ISA allowance by investing £20,000
  • Trading 4 times a year in UK shares
  • Our charges and competitors charges, excluding any fund manager charges or government taxes or levies

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Llods logo

Standard online commission (per trade)

£11

Annual platform/admin charge

£40

Calculation

4 trades = (4 x £11) +

Annual admin charge (£40)

Total cost

£84

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Hargreaves Lansdown logo

Standard online commission (per trade)

£11.95

Annual platform/admin charge

£45

Calculation

4 trades = (4 x £11.95) +

Annual platform charge of 0.45% (a shares only portfolio is capped at £45)

Total cost

£92.80

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Interactive Investor logo

Standard online commission (per trade)

£7.99

Annual platform/admin charge

£119.88

Calculation

Monthly ‘investor’ price plan (£9.99 x 12 months). Includes 1 free trade per month.

Total cost

£119.88

How we compare on trading funds in a Share Dealing ISA

 

 

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

  

Fidelity logo

Standard online commission (per trade)

£10

Annual platform/admin charge

£45

Calculation

4 trades = (4 x £10) +

0.35% annual service fee (a shares only portfolio is capped at £45)

Total cost

£85

Data for both tables has been taken from competitor websites, correct at 01/07/2020. Please note, in addition to our charges you may have to pay government taxes or levies. Fund managers will also apply their own charges for funds and you can find these in the fund’s Key Investor Information Document.

The value of an investment can fall as well as rise, and you may get back less than you invest. If you are not sure about investing, seek independent advice. Tax treatment depends on personal circumstances and may be subject to change.

Open an account in less than 10 minutes

Invest with Lloyds Bank and benefit from:
  • Low costs and charges
  • Simple pricing with no hidden costs
  • An easy-to-use online service
Compare our accounts

Transfer to Lloyds Bank

Transfer your investments to Lloyds Bank and you:
  • Could benefit from lower costs
  • Will see all of your investments under one roof
  • Won’t be locked in, we don’t charge transfer fees – however your current broker may charge to transfer
Find out how to transfer

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information