Activate Save the Change®
You can do this online
- Save money on the go when you pay with your Lloyds debit card.
- We'll round what you spend to the nearest pound.
- We'll transfer the change to your nominated savings account the next working day, as long as you're in credit.
Check you can use Save the Change® on your current or savings account (PDF, 220KB).
Steps to take
We'll guide you through it.
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- Log in and type Save the Change® in the search bar.
- Select 'Set up Save the Change®'.
- Select a personal account you have with us, which has a Visa debit card. Save the Change® only works if you also have a savings account.
- Select a savings account.
- All done. You can switch it off at any time.
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- Log in and scroll down to 'Products and Services'.
- Select 'Save the Change®'.
- Select a personal account you have with us, which has a Visa debit card. Save the Change® only works if you also have a savings account.
- Select a savings account.
- All done. You can switch it off at any time.
Getting started online
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You can call us if you're not registered for online banking. If you prefer to bank in person, there’s a range of services in your local area.
Let’s look at the details
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Before we transfer any change we'll check the credit balance you've got available, less the amount of any card transactions you've made which haven't yet been taken from your account. As long as this doesn't take your bank account overdrawn (or more overdrawn) we'll add your total change to your chosen savings account at the start of the next working day.
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If you have a joint bank account, we'll save the change from all your joint account holders' Lloyds debit card payments too. This means you mustn't register for Lloyds Save the Change unless all your joint account holders agree. You must all transfer your change to the same savings account.
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You can use online banking to cancel Save the Change or alter the savings account you transfer your change to.
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