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How to get on the property ladder | Financial Future Planner | Lloyds Bank

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Our handy tools and information can help you plan your finances. Expand the section below and refine your search based on your individual needs.

Home ownership:

How to get on the property ladder

Home ownership and property

Whether you’re putting that first foot on the property ladder, already have a mortgage, are renting, own a property, or own multiple properties, we could help you take the next step.
You could lose your home if you do not keep up mortgage repayments.

Mortgages for first time buyers

If you’re looking to buy your first home, we have everything you need to know about your first mortgage and becoming a first-time buyer.

View our mortgage guide

Saving for a deposit

Need some ideas on how to get that all-important deposit to buy your first home? Then our FAQs for first time buyers could help.

First Time Buyer FAQs

Changes to stamp duty

It’s now easier to make a move in the property market. Until 31st March 2021, there will be no Stamp Duty to pay on the first £500,000 of a property’s purchase price*.

 *England or Northern Ireland only, does not apply to second homes. See for details.

Green Homes Grant

The government’s new Green Homes Grant initiative could make this an ideal time to make your property energy efficient and save on future energy bills. You could be eligible for a grant of up to £5,000 if you live in England*.

*Conditions apply 

Find out more

Important legal information

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