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Home ownership:

Advice for buying your first home 

Your home and property


Home has never been so important. Whether you’re buying a property or looking to make some improvements, we’re here to help you take the next step.

You could lose your home if you don't keep up with mortgage repayments.

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First-time buyer mortgages

This handy guide takes you through each step, from finding out how much you could borrow to getting the keys to your first home.

Mortgage guide

Saving for a deposit?

Thinking about buying your first home? Our FAQs for first time buyers could help.

First-time buyer FAQs

Mortgage Calculator tool

Check how much you could borrow and compare monthly payments to find the right mortgage for you.

Mortgage Calculator
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Have you thought about life insurance?

Life insurance offers you peace of mind. A lump sum could help pay off your mortgage and any loans or bills, and could include critical illness cover. Provided by Scottish Widows.

Protect your loved ones

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

We may monitor or record telephone calls to check we have carried out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.