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Lloyds Bank Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited.

How are you rewarded?

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No Claims Discount

Every year you spend on the road without making a claim, you’re gaining more experience as a careful driver and building up your No Claims Bonus. We like to reward safe drivers. Minimum premiums apply.

10% discount

As an extra reward you will automatically receive a 10% discount on your first year's cover (excludes optional extras).

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Why choose Lloyds Bank Car Insurance?


Customise your cover

We offer flexible insurance that gives you peace of mind. Get the level of protection you need, with optional extras such as Motor Legal Protection, RAC Breakdown Cover, No Claims Discount Protection and Keycare.


Guaranteed Replacement Car cover – at no extra cost

Sometimes the unexpected happens, even to safe drivers, no matter how careful you are. So, it’s reassuring to know that your car insurance is with a brand you already know and trust. If your car is ever stolen, written off, or you can’t drive it due to a fire or accident claim, we’ll provide you with a replacement car for up to 28 days. To include Guaranteed Replacement Car cover – at no extra cost for 12 months, select it from our list of optional extras. Terms and conditions apply.

Standard Cover features and benefits

  • 60 days’ European Union Cover at the same level of cover as you get in the UK.
  • 24-hour emergency claims helpline.
  • No claims discount - designed to reward careful driving (minimum premiums apply).
  • 24-hour online Self-Service Centre - so you can change your policy anytime you need to.

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Comprehensive Cover comes with additional
features, including:

  • 24-hour windscreen helpline for when you need assistance, whatever the time.
  • A new replacement car if a car you bought brand new in the last 12 months is stolen and not recovered.
  • Three years guarantee on all approved claims repairs.
  • Cover against uninsured drivers and acts of vandalism.

Terms, conditions and exclusions apply to all benefits. Full details of what's covered can be found in the policy documents.