Car insurance for safe drivers

We reward careful drivers. Find how much you could save with our No Claims Discount. Minimum Premiums apply.

Lloyds Bank Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited.

Why choose Lloyds Bank Car Insurance?

No Claims Discount

Every year you spend on the road without making a claim, you’re gaining more experience as a careful driver and building up your No Claims Bonus. We like to reward safe drivers. Minimum premiums apply.

Customise your cover

We offer flexible insurance that gives you peace of mind. Get the level of protection you need, with optional extras such as Motor Legal Protection, RAC Breakdown Cover, No Claims Discount Protection and Keycare.

Guaranteed Replacement Car cover – at no extra cost

Sometimes the unexpected happens, even to safe drivers, no matter how careful you are. So, it’s reassuring to know that your car insurance is with a brand you already know and trust. If your car is ever stolen, written off, or you can’t drive it due to a fire or accident claim, we’ll provide you with a replacement car for up to 28 days. To include Guaranteed Replacement Car cover – at no extra cost for 12 months, select it from our list of optional extras. Terms and conditions apply.

10% Internet Banking discount

If you are an Internet Banking customer you can benefit from an automatic 10% discount in your first year (excludes optional extras).

Get a quote and claim discount

Get a quote

It only takes a few minutes to get a quote for your car insurance. You can also retrieve a saved quote.

Get a quote

Standard Cover features and benefits include:

  • 60 days’ European Union Cover at the same level of cover as you get in the UK.
  • 24-hour emergency claims helpline.
  • No claims discount - designed to reward careful driving (minimum premiums apply).
  • 24-hour online Self-Service Centre - so you can change your policy anytime you need to.

Comprehensive Cover comes with additional features, including:

  • 24-hour windscreen helpline for when you need assistance, whatever the time.
  • A new replacement car if a car you bought brand new in the last 12 months is stolen and not recovered.
  • Three years guarantee on all approved claims repairs.
  • Cover against uninsured drivers and acts of vandalism.

Terms, conditions and exclusions apply to all benefits. Full details of what's covered can be found in the policy documentsPDF opens in a new tab..

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).