Lloyds Bank Van Insurance is underwritten, arranged and administered by AXA Insurance UK Plc. When getting a quote online, you’ll be taken to their website with a new privacy and cookie policy.

The cover doesn’t include tools in your van or haulage use, meaning carrying goods for a third party.

Lloyds Bank Van Insurance is underwritten, arranged and administered by AXA Insurance UK Plc. When getting a quote online, you’ll be taken to their website with a new privacy and cookie policy.

The cover doesn’t include tools in your van or haulage use, meaning carrying goods for a third party.

How much your cover will cost

Share a few details to find out how much your cover will be.

Get a quote

What’s included – and what’s not

Comparison table between silver and gold car insurance cover

The feature

Silver

Gold

The feature

Uninsured driver damage, sorted

If it’s their fault and you get their details, it won’t impact your no claims discount. And there’s no excess either.

Silver

Included in gold cover.

Gold

Included in gold cover.

The feature

Damage, fire and theft cover

Had an accident while driving? Then any damage is covered. And if your van’s stolen or damaged by theft or fire, it’ll be repaired or replaced.

Silver

Included in gold cover.

Gold

Included in gold cover.

The feature

Other people’s vehicles and property, protected

If your van damages someone’s vehicle or property, the costs and repairs are covered.

Silver

Included in gold cover.

Gold

Included in gold cover.

The feature

Courtesy van

Having repairs on your van? Then stay on the move with a courtesy van. You must make a valid claim and use our recommended repairers.

Silver

Included in gold cover.

Gold

Included in gold cover.

The feature

Windscreen cover

When little chips or big cracks happen, you’re covered. You can repair or replace your glass windscreen or windows.

Silver

Included in gold cover.

Gold

Included in gold cover.

The feature

Personal accident cover

If there’s an accident, this covers anyone in your van, up to £5,000.

Silver

Included in gold cover.

Gold

Included in gold cover.

The feature

Cover for personal items

Personal items, like clothing and a mobile phone are covered, up to £300. This doesn’t include tools you have for business or general use.

Silver

Not included in silver cover.

Gold

Included in gold cover.

The feature

Key cover you need

Keys gone for a wander? You’re covered for up to £2,500 if they’re lost, damaged or stolen.

Silver

Not included in silver cover.

Gold

Included in gold cover.

The feature

Onward travel and overnight accommodation

If your van’s stolen, or you can’t drive it because of damage, you can get up to £500 to cover costs.

Silver

Not included in silver cover. 

Gold

Included in gold cover.

The feature

Drive abroad

Drive at home... and away. You’re covered in over 35 countries for 90 days with similar cover.

Silver

Silver will only give the minimum cover you need by law to use your van in these countries.

Gold

Included in gold cover.

The feature

Misfuelling cover

Added the wrong fuel? Let’s put it right. You’re covered to get your tank drained, flushed, and get the right fuel added.

Silver

Not included in silver cover. 

Gold

Included in gold cover.

The feature

Tool cover

We don’t cover tools you have in your van for business or general use.

Silver

Not included in silver cover.  

Find out how to cover tools with our business insurance.

Gold

Not included in silver cover.  

Find out how to cover tools with our business insurance.

The feature

Haulage use

You use your van to carry goods for a third party, such as delivering parcels.

Silver

Not included in silver cover.

Gold

Not included in silver cover.

Terms, conditions and exclusions apply. If you make a claim, you may need to pay an excess, and it may affect any no claims discount you’ve built up.

Add something extra

Optional extras can give that added reassurance you might need.

Legal cover 

Accidents can happen. If they do, you’re covered for up to £100,000 in legal fees, where your claim’s accepted. You can use this to help with things we don’t insure, like loss of earnings.

Legal cover is underwritten by Allianz Legal Protection, a trading name of Allianz Insurance plc, and administered by AXA Insurance UK Plc.

View the insurance product information document for legal cover.

Breakdowns, covered

Get back on the road sooner with three breakdown cover options to choose from. Check you don’t already have this cover elsewhere first.

Breakdown cover is underwritten by AXA Assistance UK Limited, and administered by AXA Insurance UK Plc.

View the insurance product information documents for rescue breakdown cover, rescue and homestart breakdown cover and roadside breakdown cover.

Protect your no claims discount 

Even if you’re the one who makes a mistake, keep your years of no claims discount protected.

Protection for no claims discount is underwritten and administered by AXA Insurance UK Plc.

Courtesy van upgrade 

Van stolen or written off? You’ll have a courtesy van on standby, for you to use for up to 21 days.

Courtesy van upgrade is underwritten and administered by AXA Insurance UK Plc.

Terms, conditions and exclusions apply to all benefits.

Find the figures

 
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