Transfer your ISA

 

Why transfer to a Lloyds ISA?

  • Quick, easy and safe to transfer online.
  • We’ll move your savings for you, and help keep it protected from tax.
  • We pay interest while you transfer your money, as long as it’s free to move.

Cash ISA transfer offer

 
Lloyds branded alarm clock

Earn up to £1,200

Earn £150 for every £25,000 you transfer into a new or existing adult cash ISA with us by 31 May 2026. Transfer £200,000 or more and you’ll pocket £1,200 cashback.

ISA transfer offer

Offer terms

Steps to take

We’ll guide you through it.

    1. Have an ISA to transfer money to.
    2. Launch the app.
    3. Select your ISA.
    4. Select the three dots at the top right of the app screen.
    5. In the Pay in and out section, select 'Transfer ISA'.
    6. Fill in the transfer details. You can transfer from many other providers online.
    7. If your other provider isn't listed, they need an ISA Transfer Authority (PDF, 133KB) form, you can download and print it or call us to send you a paper copy. Then fill it out, sign it, and post it back to us.

     

    1. Have an ISA to transfer money to.
    2. Log in to online banking. If you use this link to log in you can skip to step 6.
    3. Select 'More actions' on your ISA.
    4. Select 'Add money'.
    5. Select 'Transfer in existing ISA'.
    6. Fill in the transfer details. You can transfer from many other providers online.
    7. If your other provider isn't listed, they need an ISA Transfer Authority (PDF, 133KB) form, you can download and print it or call us to send you a paper copy. Then fill it out, sign it, and post it back to us.

     

What you need to transfer an ISA to us

To transfer an ISA to us, you'll need:

  • one of our ISAs - if you don't have one, you can compare our ISAs and open one online
  • the sort code and account number of both your existing ISA and your new Lloyds ISA
  • your National Insurance number.

ISA promise

As part of the ISA promise, we pay interest while you transfer your money, as long as it’s free to move.

Getting started online

 

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Let’s look at the details

  • How long will it take to transfer?

    Transferring from

    Transferring to

    Transfer time

    Transferring from

    Lloyds cash ISA

    Transferring to

    Lloyds cash ISA

    Transfer time

    7 working days

    Transferring from

    Non-Lloyds cash ISA

    Transferring to

    Lloyds cash ISA

    Transfer time

    15 working days

    Transferring from

    Stocks & shares ISA

    Transferring to

    Lloyds cash ISA

    Transfer time

    30 calendar days

    Transferring from

    Innovative finance ISA

    Transferring to

    Lloyds cash ISA

    Transfer time

    30 calendar days

    Transferring from

    Lifetime ISA

    Transferring to

    Lloyds cash ISA

    Transfer time

    30 calendar days

    Transferring from

    Cash ISA

    Transferring to

    Lloyds Investment ISA

    Transfer time

    2 to 3 weeks

    Transferring from

    Stocks and shares ISA

    Transferring to

    Lloyds Investment ISA

    Transfer time

    2 to 3 weeks

    Transferring from

    Innovative finance ISA

    Transferring to

    Lloyds Investment ISA

    Transfer time

    30 calendar days

    Transferring from

    Lifetime ISA

    Transferring to

    Lloyds Investment ISA

    Transfer time

    30 calendar days

    Your savings will show as a credit on the day we get it from your other ISA provider.

    View the cash ISA transfer process (PDF, 361KB)

  • You can transfer your ISA to Lloyds at any time. There's no need to wait until the end of the tax year. If you're moving savings from an earlier tax year, it won’t affect your current year’s ISA allowance.

    You can transfer as many ISAs to us as you like. Just complete a separate transfer form for each one.

    If you're transferring to a fixed cash ISA, you must have opened the account within the last 30 days. After that, you won’t be able to transfer or pay money into it. But if you opened your fixed cash ISA before 02 June 2025, this 30-day limit doesn’t apply.

    You can't transfer Innovative Finance ISAs online, as they don’t have a sort code or account number. To transfer one of these, you’ll need to book an appointment at your local branch.

  • We won’t charge you for transferring your ISA to us but there may be some admin charges from your current ISA provider. You may also lose any bonuses or interest you’re due on your current ISA.

  • If you want to move this year’s ISA savings, you have to transfer the full amount. You can also transfer savings from earlier years, and you don’t need to move all of those - just the part you want.

    You can transfer your ISA savings to Lloyds and still use any allowance you have left for this tax year. For example, if you transfer £5,000, you can still pay in up to £15,000 more this year.

    Some ISAs are flexible. That means you can take out money and put it back in during the same tax year without losing your allowance. Your current ISA provider can tell you if yours is flexible.

    If you’ve taken money out of a flexible ISA, you need to put it back in before the end of the tax year to keep your full allowance. And if the money you took out was from earlier tax years, make sure it’s back in the ISA before you transfer to Lloyds.

    If your ISA isn’t flexible, or you’re not sure, ask your current provider to explain your options.

Explore your options

You need a Lloyds ISA before you transfer to us. Take a look and find one that might suit you.

ISAs

An ISA could be a tax-efficient way to save or invest for the future.

Explore ISAs

Why save with Lloyds?

Options to suit you

Whether you need easy access to your money or you’re willing to fix for a longer term to earn more interest.

Keep track with ease

Whatever you’re saving for, it's simple to track your progress using online banking or the mobile banking app.

Start saving straight away

Open an account online instantly and start saving with as little as £1 on selected accounts.

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Maximise your savings with ISAs, which allow you to earn interest tax-efficiently. Take full advantage of this year’s ISA allowance and find the perfect ISA for your needs.

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ISAs

Maximise your savings with ISAs, which allow you to earn interest tax-efficiently. Take full advantage of this year’s ISA allowance and find the perfect ISA for your needs.

Learn more about ISAs