Skip the wait: Lloyds only UK bank to pay 12 months of fixed-bond interest in the first month
Published on: 8 October 2026 | 3 min read
- Lloyds the only bank offering a fixed bond that pays 12 months of interest in the first month
- Customers can skip the wait and enjoy their interest sooner, while their savings stay put for the full year
- Available through the Lloyds app or online.
Lloyds’ savers can skip waiting a full year to receive the interest on a one-year Online Fixed Bond, as Lloyds now offers customers the option to get 12 months of interest in the first month, while their savings remain fixed for the full term – the only UK bank to do so.
‘Upfront Interest’ gives customers more choice over when they receive the return on their savings, as the interest due over the year is paid near the start of the fixed term, rather than when the bond matures.
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