You can now deposit your cheques using the 'Deposit Cheque' feature in your Mobile Banking app. It's simple, secure and can save you time.
Download the Mobile Banking app now to use the Deposit Cheque feature.
Select 'Deposit cheque' from the More tab at the bottom of your screen.
Select the account you want the cheque paid into.
Enter the exact value of the cheque. Add a reference - if you want - to remind you who the money is from or what it's for.
Tap 'Front of cheque' to scan the cheque.
If asked, 'allow' access to your camera to scan the image.
Lay the cheque on a flat surface with a dark background. Hold camera level and directly above. When a green border appears around the cheque, hold still for a moment. The app will then scan the cheque.
Tap 'Back of cheque'. Repeat the process for the reverse of the cheque - even if it's blank.
Review the details and then confirm the deposit.
That’s it, you’ve deposited your cheque. Tap the deposit History tab to see when the money will be available.
It's a way to pay in cheques using your mobile device. The app uses your device camera to capture an image of the cheque and 'reads' the details to pay the money into your account. It's simple, convenient and secure - and can save you a trip to a branch.
You can deposit most types of cheque accepted by UK banks and in pounds sterling. This includes UK Government Payable Orders, postal orders, bankers' drafts and Building Society cheques - but not travellers' cheques, bank giro credits and various non-standard cheques. If we don't accept a particular type of cheque, the app will tell you when you try to take the image.
Funds will normally be available in your account at the end of the next working day. So, if you deposit a cheque before 10pm on a normal weekday, that's classed as the first working day. Your money will be available by the end of the following working day.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
We don't charge you for Mobile Banking, but your mobile operator may charge for some services, please check with them. Services may be affected by phone signal and functionality. Personal Internet Banking customers only. Terms and conditions apply.