Car insurance

Clear cover that's easy to manage for those bumps in the road.

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Lloyds Bank Car Insurance is underwritten, arranged and administered by AXA Insurance UK Plc. When getting a quote online, you’ll be taken to their website with a new privacy and cookie policy.

The really good stuff

Cover that's clear

Choose from two levels of cover – Gold and Silver – both fully comprehensive. And add extras as needed. Simple. 

Take care of things online

Make claims, change details and check policy info easily online.

Damage from uninsured drivers, dealt with

If it’s their fault and you get their details, it won’t impact your no claims discount - and there’s no excess either. Terms and conditions apply.

Two clear options to choose from

Choose between our Gold and Silver cover options, based on what’s right for you.

Compare cover options

Gold... is gold

This fully-comprehensive option covers the classic things that can happen, and so much more, like: 

  • an uninsured driver bumps into you
  • your keys go missing
  • you add the wrong fuel to your car (it’s okay, it happens). 

Silver - the essentials, covered

This option includes those all-important things you want covered, like:  

  • an uninsured driver damages your car
  • you accidentally damage someone’s car or property
  • your car’s lost or stolen.

  • Legal  cover

    Been in an accident? Where your claim’s accepted, you’re covered for up to £100,000 in legal fees. You can use this to help with things we don’t insure, like lost earnings.

    Breakdowns, covered

    Get up and running if you break down with four cover options to choose from. But check you don’t already have this with your bank first.

    Protect your no claims discount

    Building up no claims discount (NCD) takes time – years, really. So protect yours, even if you’re the one who makes a mistake. 

    Courtesy car upgrade

    Get one that’s more you. Upgrade from a 3-door courtesy car to one that’s a closer in size to yours. Subject to availability and eligibility.

Terms, conditions and exclusions apply. Check your policy wording for more details. 

What our customers say

Here's what they have to say about Lloyds Car Insurance. And it's all about them, after all.

My experience was very straightforward and no issues. So easy to navigate. Very happy!

Sept 2025

Very easy to get car insurance and at a good price.

Sept 2025

Good value for money and a good policy with extras.

Sept 2025

Easy website to use, clear questions.

Sept 2025

Good price and very easy to get quote and buy the insurance.

Sept 2025

Process and question were very straightforward.

Sept 2025

Speed and ease of quote.

Sept 2025

The all-important figures

 
Lloyds Bank app illustration

Get a new quote

Give some details to find out how much your cover will cost.

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Retrieve a quote

Already got a quote from us? Log in to give it a closer look.

Retrieve your quote

Already a customer?

Make a change to your policy

Need to change something or make an update? You’re in the right place.

Make a change

Ready, set, renew

Another year’s rolled around and it’s renewal time. Cover your car again easily from your account. 

Log in to your account

Explore your options

We want to make sure you know about our other insurance products. Here are some that might suit you.

Home insurance

It houses you, your family, and lots more important stuff in your life. So give it the protection it deserves.

Home insurance

Pet insurance

Keep your furry friend protected when hairy moments happen.

Lloyds Pet Insurance is arranged and administered by Agria Pet Insurance Ltd.

Pet insurance

Let’s look at the details

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Don't just get insurance, get reassurance

Protect what matters most. Whether it’s for your home, car, health, loved ones or pets - we’ve got you covered.

Your insurance choices

Don't just get insurance, get reassurance

Protect what matters most. Whether it’s for your home, car, health, loved ones or pets - we’ve got you covered.

Your insurance choices