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Save it or invest it:

Savings and investments tools

Savings and Investments


Savings accounts offer a low-risk and accessible way to look after your money. If you’re looking to make some of your money work harder, you might also consider investing.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

About ISAs

ISAs (Individual Savings Accounts) are flexible and allow you to save or invest tax efficiently. 

Your ISA options
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Boost your investment skills

Develop your skills, jargon-bust common phrases and learn more about investments with these easy-to-read articles.

Boost your skillsBoost your skills

Start investing

Choose from a range of options to suit your investment level and needs. Manage your own portfolio or let us do it for you.

Discover investments

Savings Calculator

Plan your savings with the help of our calculator. It shows you how much or how long it will take to reach your goal.

Savings Calculator

Risk explained

When you understand risk, you can make more informed choices. Discover the different types of risk and how it affects your investments.

More about risk

How to research the market

Research tools for both new and experienced investors. The research centre helps you stay up-to-date with the latest market news.

Research the market

Your investor persona

This interactive quiz can help you discover what type of investor you are - and help boost your skills.

Take the quiz

Investment advice

Get expert advice from our partners at Schroders Personal Wealth. It all starts with a free, no obligation chat, then a financial plan that’s tailored to you.

Eligibility criteria applies. Fees and charges may apply.

Get expert advice

Your retirement

Whatever stage of life you’re at – nearing retirement, already retired or just starting to think about it – we can help you make the most of your pension options.

Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan, and when you decide to draw down on this. Remember, the value of your pensions can go up as well as down, and can fall below the amount(s) paid in.

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Pension Calculators & Tools

Take a look at what your pension could look like. Calculate and compare your options using these tools.

Courtesy of our pension experts at Scottish Widows.

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Taking on your future

Expert pension guidance and resources from Scottish Widows. With over 200 years’ experience helping people prepare for their later years, you’re in safe hands.

Courtesy of our pension experts at Scottish Widows.

Start planning

Expert advice on retirement

The experts at Schroders Personal Wealth can help you with your retirement plan and more. See how they can help you plan for your future.

Eligibility criteria applies. Fees and charges may apply.

Get expert advice

Your home and property


Home has never been so important. Whether you’re buying a property or looking to make some improvements, we’re here to help you take the next step.

You could lose your home if you don't keep up with mortgage repayments.

Want to pay off your mortgage sooner?

Use our handy calculator to find out how much you could save by overpaying on your mortgage.

Overpayment calculator
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Mortgage Calculator Tool

Check how much you could borrow and compare monthly payments to find the right mortgage for you.

Calculate your mortgage

Wealth Management


Whatever your plans, the right advice could help bring them to life. That’s why we’ve partnered with Schroders Personal Wealth, to give more of our customers access to wealth management and financial advice. A Schroders Personal Wealth Adviser will ask about your personal circumstances and aspirations, and develop a plan you can have confidence in.

Talk to an expert

Speak to a Schroders Personal Wealth adviser from the comfort of your own home. It’s easy to do via our online video chat or by phone. Book your free, no obligation appointment.

Book your appointment

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

We may monitor or record telephone calls to check we have carried out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.