Budgeting and Borrowing

Top budgeting tips

From starting with the basics to smart budgeting choices, our top tips can help you.

View our top budgeting tips

How to manage your bills

See our tips and tools on how to feel in control of your bills.

How to manage your bills

Budget calculator

Our free budgeting tool will help give you a full overview of your income and spending to help you manage your money.

Use our budget calculator

Understanding Credit

We’re by your side, offering a series of guides and tools, designed to boost your understanding of credit.

Learn about credit

Reducing the cost of your credit

If you are paying more in interest, fees and charges than you are paying off your credit card balance, you may be in persistent debt.

Understanding persistent debt

Check your credit score

Check your credit score for free, with no impact to your credit score.

Check credit score

Benefits Calculator

Find out what benefits you could be entitled to. 

Turn2us Benefits Calculator

Mobile Banking app and Internet Banking tools

Spending insights

See a breakdown of where your money goes each month, broken down into useful categories to help you identify areas where you can save.

View spending insights

Mobile Banking app notifications

Set the app notifications you want to receive to help you manage your money. Get notified each time you use your debit card and to authorise online purchases, and see your weekly spending insights.

How we contact you

Upcoming payments

Check your monthly payments and see how much you'll have left in your account until your next payday in your Internet Banking.

View upcoming payments

Subscription manager

View your subscriptions, block payments or cancel ones you no longer use.

Manage subscriptions

Manage your payments

Payments and transfers online are quick and secure in our Mobile Banking app and Internet Banking.

How to make payments

Mobile Banking app

Managing your money through our app is quick and secure. It only takes a few simple steps to register. You can do things like pay people, check your balance and manage bills, standing orders and Direct Debits.

Get it on Google Play  Download on the App Store

Internet Banking

Manage your money through Internet Banking using our website, usually from a computer or tablet. 

Log on

Helping you save

Savings tools and tips

From starting to save to developing new saving habits, our tools and tips can help you along the way.

See our savings tips

Savings calculator

Our savings calculators are a great way to help you plan your savings.

Savings calculator

Support with energy bills

Winter energy bills

Are you eligible for help with your energy bills in winter?

Find out if you’re eligible

Save money on your heating

Everyday changes you can make to save on your heating bills.

How you can save on heating

Energy efficient home

Use our Eco Home Tool to show you how much money you could save by making improvements to the energy efficiency in your home.

Eco Home Tool

Talk to us in branch

Book a Helping Hand appointment to review your finances with a Banking Consultant in branch. They can help find ways to make your money go further and manage your budget better.

Find a branch near you or call us to book an appointment on 0345 300 0000.

Lines are open 8am – 8pm, seven days a week.
Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, seven days a week.

You can call us using Relay UK if you have a hearing or speech impairment. There’s more information on the Relay UK help pages.

SignVideo services are also available if you’re Deaf and use British Sign Language

Someone to manage your affairs

Appointing or supporting someone else

Find out about the different options available if you need someone to manage your accounts, or want to support someone else.

Managing affairs support

Financial Planning

Financial Future Planner

Plan ahead with confidence wherever your are in life's journey.

Secure your financial future

Financial Planning for Parents

Useful help and guidance for parents to protect your children's financial future.

Protect your family's future

Other support

Life events

We are by your side through life's key moments.

From having a baby, buying your first home or dealing with a bereavement, we’re here to support you.

Money worries

If you are struggling with your finances, or worried about the increased cost of living, you are not alone.

We are here to help you get back on track.

Important legal information

To use our Mobile Banking app you need to have a valid phone number registered to your account. Available to UK personal Internet Banking customers and Internet Banking customers with accounts held in Jersey, the Bailwick of Guernsey or the Isle of Man or you can register for the first time in the app. Our app is available to iOS and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply.