Contents insurance for renters, for around £5 a month

Protect the things that make your current place feel like home.

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38% of customers paid £5.49 or less for a Bronze contents policy with no optional extras between 01 February and 31 July 2026. Prices are reviewed regularly and may change. The price you pay may be higher or lower than £5.49.

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Proud to be independently recognised as Home Insurer of the Year 2026/27.​

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Our home insurance services is rated excellent on Trustpilot. June 2026.

Features and benefits

Cover that fits the way you rent

Contents insurance helps protect the belongings you would take with you if you moved. From vinyl collections and phones to furniture and clothes, contents insurance helps protect the stuff that matters most to you.

Flexible cover without breaking the bank

  • Some providers may charge you extra for paying monthly, we don’t. You can also pay yearly if you prefer.
  • Cancel anytime with no fees, so you only pay for the months you need.
  • Manage your policy easily online.

Choose the protection you need

You can choose a level of cover that includes accidental damage and cover for specific items of high value – such as expensive tech or legal cover to help with any disputes.

Here when you need to claim

You can make a claim online 24/7. We’ll guide you through every step.

Extra support for complex claims

For some complex claims, our Field Consultants may be able to support you and help organise what happens next.

How can contents insurance help?

  • It can help protect belongings such as your sofa, phone, clothes and other tech if they are stolen or damaged by an insured event.
  • It could cover the cost of repairing or replacing your belongings.
  • If your home isn’t fit to live in due to a claim, we could cover the cost of staying elsewhere.
  • You can choose extra cover, such as legal expenses cover, for certain disputes.

Limits, terms and exclusions apply. Read our policy documents (PDF, 655KB) to see what is and isn’t covered.

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Choose to pay monthly at no extra cost or pay for the year in one go.

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Explore your options

We want to make sure you know about our other insurance options. Here are some that might suit you.

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We're here when you need us most. Our out of hours emergency claim helpline is available for urgent support.

More about home insurance

Important legal information

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.