How to apply for a mortgage

Get ready to start your mortgage journey with Lloyds. See how much you could borrow and find out how to apply in just a few simple steps. 

Mortgage calculators

  • See how much you could borrow.
  • Compare monthly repayments.
  • See our latest rates and deals.
Use the mortgage calculators

Agreement in principle

  • Get a better idea of how much we could lend you.
  • Only takes about 10 minutes to complete.
  • Doesn’t affect your credit score.
     

Apply for an Agreement in principle

Your personalised mortgage dashboard

Track the progress of your mortgage application from start to finish with your very own personalised dashboard.

Already registered? Log back in

Create your mortgage dashboard

Choose your mortgage journey

Buying your first home

Stepping onto the property ladder is exciting, but can also be overwhelming. We could help you find the right mortgage deal and help you secure the keys to your first home.

First time buyer mortgages

Remortgaging to us

If you’re shopping around for a new mortgage offer, we could help find the right deal for you. We'll make switching from another lender simple, leaving you to enjoy your home.

Remortgaging

Moving home

Whether you’re trading up or scaling down, we could help you find a mortgage to suit your needs. We’ll help arrange the mortgage, leaving you to focus on moving home.

Home mover mortgages

Switch or borrow more

Are you already a mortgage holder with us and considering a new deal? Or perhaps you’re looking to borrow more, having been with us for at least 6 months? Explore your options on our existing customer hub.

Existing customers

Buy to let mortgages

Investing in property is an alternative way to put your savings to work. Learn more about our Buy to Let Mortgages and see how we could help put your portfolio plans into action.

Buy to let mortgages Buy to let mortgages

You could lose your home if you don’t keep up your mortgage repayments

Our current mortgage offers

Exclusive Club Lloyds discount

If you’re a Club Lloyds current account customer, you could get a discount off your initial mortgage rate.

Club Lloyds mortgage offer

Eco home offers

If you’re buying an energy-efficient home or making energy-efficient improvements, we have exciting offers for you.

Eco home offers

Already have a Lloyds mortgage?

Do more with your mortgage

Looking to switch to a new deal or borrow more? Or maybe just update some details and find your statements? Do all that and more in our existing customer hub.

Existing mortgage customers

Mortgage support

If you’re concerned about your mortgage payments, we’re here to help. We know it can be hard to talk about money, but the sooner you get in touch, the more options you’ll have.

Get mortgage support

Bank of England base rate announcement

Find out about the base rate announcement and how a change in rate could affect your mortgage.

Base rate changes

Banking online

It's simple and safe to manage your mortgage in our app or on our website.

 

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

 

Help and guidance

Whether you’re buying your first home, moving somewhere else or remortgaging, check out our mortgage help and guidance articles.

Mortgage help and guidance

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Get in touch

You can call us or book a video mortgage appointment from the comfort of your own home. 

Contact us

View our mortgage rates

Find out what your mortgage rate may look like with Lloyds Bank. Learn more about how rates work and how to find out what rate you could get.
 

Explore mortgage rates

Mortgage protection

We help protect your home for you and your loved ones.

Mortgage protection