Find the right account for you

We’re here to help you make the most of your money.

Ready-Made Investments

Built and managed by our financial experts, they’ll do all the hard work for you. A simpler way to invest, letting you get back to the important stuff. 

  • Invest from £50 a month, or a £500 lump sum. 
  • Invest up to £20,000 this tax year, free from Capital Gains or UK Income Tax with our Investment ISA.
  • If you’ve used your ISA allowance this tax year, invest as much as you like with our Investment Account – returns are subject to tax.
Ready-Made Investments

Ready-Made Pensions

The straightforward way to plan your future and save for your retirement. 

  • Our experts manage your pension to help maximise growth.
  • Open with a transfer, lump sum, or you can set up a regular payment.
  • View your pension on the go using our mobile banking app.
Ready-Made Pensions
 

Share Dealing ISA

If you prefer to manage your own shares, funds and other investments.

  • Create and control your own portfolio.
  • ETF Quick list and Investment tools.
  • Invest up to £20,000 this tax year.
  • Invest without the trading fees within a Regular Investment Plan.
  • All profits are free from Capital Gains or UK Income Tax.
Share Dealing ISA
 

Self-Invested Personal Pension (SIPP)

Take control of your financial future, with all the benefits of a pension. You can transfer pensions from as little as £1 into your SIPP, so no matter how small the pot, you don’t have to worry about losing track of it.

Not sure if this is right for you? Read about combining your pensions.

  • Choose from a wide selection of shares, bonds, gilts and more, including our Start-Up Fund. 
  • Receive instant tax relief at the basic rate on contributions.
  • Help find the right investments with our SIPP Builder – a collection of resources, tools and investment choices to make investing easier. 
Self-Invested Personal Pension

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Explore your options

We want to make sure you know about our other products. Here are some that might suit you.

Homes

Discover our mortgage rates, how much you could borrow and what the next steps are when buying or remortgaging a home.

Mortgages

Protection and insurance

For all life’s twists and turns, see our range of cover.

Insurance

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Borrowing options

Looking to borrow? From loans, car finance and mortgages, find out what product would suit you best.

Borrowing options

Savings accounts

We offer a range of flexible accounts, with minimum deposits starting from as little as £1.

Ways to save

Yes, I invest

Whether you’re starting out or a seasoned investor, we’ve got you.

Lloyds investing

Yes, I invest

Whether you’re starting out or a seasoned investor, we’ve got you.

Lloyds investing