Regular investment plan
Regular investments could be another way for you to grow your money, without needing a lump sum. Start your plan today and pay no commission on investments.
Why invest regularly?
- Regular contributions could help you ride out the ups and downs of the market. This is called pound cost averaging.
- It’s about investing a small amount each month, and it could be a great way of starting if you’re doing it for the first time.
- Benefit from the power of compounding - saving over the longer term means you can get returns off the money you've made in previous years (especially if you re-invest dividends), accelerating your growth.
- Invest commission-free - our regular investment service now charges no commission meaning more of your money is invested for your future.
Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest.

Start your Subscription Plan
Select ‘Dealing’ on your chosen account, then ‘Regular Investments’, followed by ‘Create subscription plan’. Enter how much you want to transfer, how often, and the date.

Set up your Investment Plan
Select 'Create Investment Plan'. Then decide how often, how much, and when you would like to invest your money.

Pick your investments
Select ‘Add Investments’ and pick the Investment Name or the Company Code of what you would like to buy regularly. Then enter the amount you would like to invest.
Ready to get started?
Frequently asked questions
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Here are the types of assets you can buy with a regular investment plan:
- UK shares (not international shares) – a part of a company bought and sold on a stock exchange.
- ETFs (Exchange Traded Funds) – Packaged investments that track an index, commodity, or even a currency.
- Funds – Collective investments with money pooled and invested on your behalf.
- Investment trusts – A group investment for buying shares in a company. They invest in assets on your behalf.
There are other investments available that aren’t part of our regular investment plans. Read about your other investment options
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You’re able to sell your investments at any time during market hours. We charge £11 online dealing commission per trade. This covers shares, funds, ETFs (Exchange Traded Funds), investments trusts, bonds, and gilts.

Investments with Lloyds Bank Direct Investments are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.
This is in addition to any other savings deposits you may hold across Lloyds Banking Group.
Important legal information
The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.