The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Your Investment Options

We offer access to a wide range of investment options, including funds, exchange traded funds (ETFs) and individual shares. 

Read more about the investments we have available and how our research tools could help to find the right investment for your needs, along with details of associated fees and charges.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest.

UK shares

An individual share is a unit of ownership in a company. UK shares (also called equities) are listed on the London Stock Exchange and the price of all stocks will fluctuate through the day.

International shares

We also offer access to international stock exchanges including New York, Paris, Frankfurt, Milan, Amsterdam and Brussels. You can also trade on other global stock markets using a type of investment called a depository receipt – this is a security which represents an interest in an overseas security.

Funds

Funds are collective investments where a professional Fund Manager will pool together money from various investors and invest it on their behalf. Funds give you cost effective access to a much wider range of investments than you would be able to obtain as an individual.

As the Fund Manager can spread your money across a range of different sectors, markets and investment types, the risk involved may be reduced.

With an actively managed fund, the Fund Manager will aim to pick the best investments to try and achieve the fund’s objective of regular income or investment growth.

With a passively managed fund, the Fund Manager will track an underlying index or market.

Top rated funds

Our Select List makes it simple for you to start your own portfolio with a shortened list of funds. Morningstar assist us in picking these funds using a set of criteria. You can find our select list in our funds centre.

  • The Select list of funds are chosen on merit and not on commission.
  • The funds cover a range of sectors, risk profiles and fund types, for example; active and index trackers.
  • Morningstar observe how the Select List funds are doing and may suggest to change some of the funds – View changes to our select list.

Keep in mind, the inclusion of funds within this list should not be considered a personal recommendation but instead as a helpful aid to your own research.
 

View our select list

Track the market

If you want to track an index (e.g. FTSE 100 or S&P 500) or invest in a commodity (e.g. gold or platinum) you can do this by investing in an Exchange Traded Fund (ETF) or Commodity (ETC). Instead of trying to outperform a market or index, they are designed to closely replicate the underlying assets in order to closely monitor its performance.

Investment Trusts

An investment trust is a fund which is a publically listed company that is traded on the stock exchange like shares. Investment trusts have a Fund Manager who will invest in different investment types to generate a return for its shareholders. The net asset value (NAV) of an investment trust is the value of its assets, divided by the number of units in issue. As investment trusts are traded on the stock market, it may trade at a higher or lower price than its NAV – this is known as trading at a discount or premium.

Investment trusts have a fixed number of shares meaning the Fund Manager can choose when to buy and sell assets, rather than when investors join or leave a fund. Investment trusts can also borrow money (known as gearing) in an attempt to increase investment returns (although this can increase the potential for losses if the assets fall in value).

Bonds and Gilts

When you invest in a bond or gilt you are essentially lending money to a company or government. In return for your investment you will receive a regular fixed interest payment and the initial value of the investment will be paid back to the holder on a specified date.

Call us on 0345 606 0560 to trade a bond or gilt

Looking to trade something else?

If you can’t find what you’re looking for, please call us on 0345 606 0560.

In some circumstances, investing in or receiving returns on investments in certain companies (or funds which include investments in certain companies) may be an offence under UK anti-money laundering legislation if the company’s activities abroad were illegal if carried out in the UK. An example would be companies involved in the legalised cannabis industry abroad. Please ensure you carry out careful due diligence on these types of investments before investing. If you have any concerns please seek independent legal advice.

Open an account

New to investing with Lloyds Bank? Whether you want to trade regularly, build up your portfolio, or just want a simple ready-made investment, we can help.

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Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information