Pay a mobile contact
How to send and receive money using a UK mobile number.
It’s quick and easy
- No need to share your bank details
- Send between £1 and £300 a day
- Receive a text message when you're paid money
- Works with single and joint accounts
Keep in mind
To send payments you don't need to be registered for Pay a Contact but you do need to registered to receive payments
To use Pay a Contact with the app
You can also de-register for Pay a Contact using Internet Banking.
You can also register for Pay a Contact using Internet Banking.
Frequently asked questions
You can make payments from £1.00 to £300.00 from each of your accounts (current and joint accounts) every day. You will not be able to increase your daily limit. Each participating bank will have their own limits.
All online payments are made through Faster Payments provided the payment amount is within the FPS limits. The money will reach the recipient's account usually within 2 hours but can sometimes take up to close of business the next working day from the date the payment is sent. The bank account that you are sending the money to will need to be able to accept Faster Payments.
First you will have to de-register your number with the other bank / building society following their de-registration instructions.
When you’ve successfully de-registered from the other bank’s / building society’s service you can register with Lloyds Bank.
Pay a Contact lets you send payments to your friends and family from your personal Lloyds Bank Current Account using just your recipient’s mobile phone number (rather than their sort code and account number). It also lets you receive payments from your contacts into your account.
Pay a Contact is part of Paym, a wider service which allows payments to be sent or received from other banks and building societies.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).
Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
Mobile Banking: We don’t charge you for Internet Banking but your mobile operator may charge for some services, please check with them. Services may be affected by phone signal and functionality. You must be registered for Internet Banking.
Mobile Banking app: Our Mobile Banking app is available to Internet Banking customers with a UK personal account and valid registered phone number. Our app is available to iPhone and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices. Device registration required.
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