Help with sending money outside of the UK
As part of their regulations, banks in certain countries require a valid reason for payment code (also known as purpose of payment codes).
Below is a list of valid reasons for payment. Please choose a code and copy it into the payment “Reference” field if you are making a payment to one of these countries.
You must ensure you provide a reason for payment code to avoid any delay.
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Code
Purpose
Code
GDE
Purpose
Goods sold (Exports in fob value)
Code
GDI
Purpose
Goods bought (Imports in cif value)
Code
STS
Purpose
Sea Transport
Code
ATS
Purpose
Air Transport
Code
OTS
Purpose
Other methods of transport (including Postal and courier services)
Code
STR
Purpose
Travel
Code
GMS
Purpose
Processing repair and maintenance services on goods
Code
SCO
Purpose
Construction
Code
INS
Purpose
Insurance services
Code
FIS
Purpose
Financial services
Code
IPC
Purpose
Charges for the use of intellectual property royalties
Code
TCS
Purpose
Telecommunications services
Code
ITS
Purpose
Computer services
Code
IFS
Purpose
Information services
Code
RDS
Purpose
Research and development services
Code
PMS
Purpose
Professional and management consulting services
Code
TTS
Purpose
Technical, trade-related and other business services
Code
PRS
Purpose
Personal, cultural, audiovisual and recreational services
Code
IGD
Purpose
Dividends intragroup
Code
IID
Purpose
Interest on debt intragroup
Code
PIP
Purpose
Profits on Islamic products
Code
PRR
Purpose
Profits or rents on real estate
Code
DOE
Purpose
Dividends on equity not Intragroup
Code
ISH
Purpose
Income on investment funds shares
Code
ISL
Purpose
Interest on securities more than a year
Code
ISS
Purpose
Interest on securities less than a year
Code
IOL
Purpose
Income on loans
Code
IOD
Purpose
Income on deposits
Code
GOS
Purpose
Government goods and services embassies etc
Code
GRI
Purpose
Government related income taxes, tariffs, capital transfers, etc
Code
CHC
Purpose
Charitable Contributions (Charity and Aid)
Code
FAM
Purpose
Family Support (Workers’ remittances)
Code
SAL
Purpose
Salary (Compensation of employees)
Code
PPA
Purpose
Purchase of real estate abroad from residents
Code
PPL
Purpose
Purchase of real estate in Bahrain from non-residents
Code
CEA
Purpose
Equity and Investment fund shares for the establishment of new company from residents abroad, equity of merger or acquisition of companies abroad from residents and participation to capital increase of related companies abroad
Code
DSF
Purpose
Debt instruments Intragroup foreign securities
Code
REL
Purpose
Reverse equity share in Bahrain
Code
RDL
Purpose
Reverse debt instruments in Bahrain
Code
FSA
Purpose
Equity other than investment fund shares in not related companies abroad
Code
FIA
Purpose
Investment fund shares foreign
Code
DSA
Purpose
Purchases and sales of foreign debt securities in not related companies-Less than a year
Code
DLA
Purpose
Purchases and sales of foreign debt securities in not related companies-More than a year
Code
FDA
Purpose
Financial derivatives foreign
Code
DLF
Purpose
Debt Instruments Intragroup loans, deposits foreign (above 10% share)
Code
AFA
Purpose
Receipts or payments from personal residents bank account or deposits abroad
Code
SLA
Purpose
Loans - Drawings or Repayments on loans extended to nonresidents-Short-term
Code
LLA
Purpose
Loans - Drawings or Repayments on loans extended to nonresidents-Long-term
Code
LEA
Purpose
Leasing abroad
Code
RFS
Purpose
Repos on foreign securities
Code
TCR
Purpose
Trade credits and advances receivable
Code
CEL
Purpose
Equity and Investment fund shares for the establishment of new company in Bahrain from non-residents, equity of merger or acquisition of companies in Bahrain from non-residents and participation to capital increase of related companies from non-residents in Bahrain
Code
LDS
Purpose
Debt instruments intragroup securities in Bahrain
Code
REA
Purpose
Reverse equity share abroad
Code
RDA
Purpose
Reverse debt instruments abroad
Code
FSL
Purpose
Equity other than investment fund shares in not related to companies in Bahrain
Code
FIL
Purpose
Investment fund shares in Bahrain
Code
DSL
Purpose
Purchases and sales of securities issued by residents in not related companies-Less than a year
Code
DLL
Purpose
Purchases and sales of securities issued by residents in not related companies-More than a year
Code
FDL
Purpose
Financial derivatives in Bahrain
Code
LDL
Purpose
Debt Instruments Intragroup loans, deposits in Bahrain (above 10% share)
Code
AFL
Purpose
Receipts or payments from personal non residents bank account in Bahrain
Code
SLL
Purpose
Loans - Drawings or Repayments on foreign loans extended to residents - Short-term
Code
LLL
Purpose
Loans - Drawings or Repayments on foreign loans extended to residents - Long-term
Code
LEL
Purpose
Leasing in Bahrain
Code
RLS
Purpose
Repos on securities issued by residents
Code
TCP
Purpose
Trade credits and advances payable
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.