How to manage your text alerts.
Overdraft alerts can help you manage your finances and avoid charges. The alerts will remind you when you need to pay cleared funds into your current account. This can help you avoid going into an unarranged overdraft.
To help you minimise charges we’ll let you know by text when:
- You're about to use or you've started using your arranged overdraft.
- We’ve started to charge you for using an arranged overdraft.
To stop alerts, text STOPA to 61112 or to opt back in, text STARTA to the same number.
To help you manage your balance we’ll let you know by text when:
- You need to pay money into the account to cover a standing order.
- We refuse a payment.
- You’re about to use or have started using an unarranged overdraft.
To stop these alerts, text STOPU to 61112 or to opt back in, text STARTU to the same number.
Opting in and out of these alerts is free from a UK mobile number. You can stop all overdraft alerts by texting STOP to 61112 or to opt back in, text START to the same number. Stopping alerts may mean you incur avoidable costs. Your preference to opt in or out of alerts will be applied to all your accounts.
If you have a Youth / Islamic / Basic account, we will only send you unarranged overdraft alerts.
We will also send you text alerts when:
- When we are asked to change your phone number
- When you set up a new person or company to receive a payment or
- When we need to speak to you before we make a payment.
- When we suspect any fraud related activity
You cannot stop these alerts.
You can receive mobile alerts abroad, but please check with your service provider for any charges you may incur. If you have an international number registered with us, you may be charged when using the opt-out service.
If you opt-out you may miss important messages about your account so make sure you keep track of your balance and regularly check your statements through Mobile, Internet or Telephone Banking.
If you use our Mobile Banking app, then you can select to receive push notifications when your balance after pending falls between £0 and £50. These can be turned on or off in the app through your notifications settings and will be applied to all your current accounts.
Our text alerts can help you manage your savings accounts. We’ll send text messages to your mobile phone once we have your up-to-date contact number. You can opt out of this service if you don’t want to receive these alerts. To do so, please send us a text message.
- To stop alerts about your savings account application, text ASTOP to 61119
- To stop alerts about your existing savings account, text BSTOP to 61119
You can opt back in to this service if you change your mind in the future. Please send us a text message to restart the alerts.
- To receive alerts about your savings account application, text ASTART to 61119
- To receive alerts about your existing savings account, text BSTART to 61119
Please check with your phone provider to see if you will be charged to send SMS messages.
Please note opting-out requests may take up-to 24 hours to be applied. During this time, you may still continue to receive SMS from us in relation to your savings account.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Mobile Banking: We don’t charge you for Internet Banking but your mobile operator may charge for some services, please check with them. Services may be affected by phone signal and functionality. You must be registered for Internet Banking.
Mobile Banking app: Our Mobile Banking app is available to Internet Banking customers with a UK personal account and valid registered phone number. Our app is available to iPhone and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices. Device registration required.
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