Current account terms

We've put all of our terms, conditions and important information in one place. They cover our range of current accounts. Many items are provided in a PDF format that you can view, save or print.

To browse available resources, simply select a product or category:

Information for accounts we currently offer:

Information for accounts we no longer currently offer:

Other current account information

Overdrafts
Cheque clearing process
Current account rates
Non-marketed current account rates
 

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Current accounts

Switching or upgrading? We’ve got accounts with great benefits to accounts with no monthly fee.

Find a current account

Current account support

Learn how to get the most out of your Lloyds current account with our support pages.

Help and guidance

Overdrafts

An arranged overdraft can act as a short-term safety net if you need to borrow a little extra money. Learn more about overdrafts and check your eligibility today.

Overdrafts

Help and guidance

Looking for more support? Use the information and guides in our help centre to find what you need.

Help and guidance

Help and guidance

Looking for more support? Use the information and guides in our help centre to find what you need.

Help and guidance

Important legal information

Lloyds current accounts are provided by Lloyds Bank plc and Bank of Scotland plc, both part of Lloyds Banking Group.