Looking good? Let’s make your future look just as good
See our personal pension options
You’ve seen how others your age are preparing for retirement, now it’s your turn.
Managed for you
Whatever planning for the future means to you, it’s easier with our Ready-Made Pension.
- Investments designed and managed for you by our experts.
- A simple and easy way to save for your retirement.
- Straightforward and competitive fees.
Managed by you
Prefer to take the reins? With our Self-Invested Personal Pension (SIPP), you’re in control.
- Choose and manage your investments from a wide range of options.
- Start from as little as £1.
- We cap our admin fee, leaving more money for your retirement.
Why choose Lloyds?
- Trusted name — Lloyds, in partnership with Scottish Widows, supports millions across the UK.
- No fuss — apply in minutes, view and manage your pension anytime in our mobile app.
- Straightforward fees — no surprises - just competitive pricing.
- Flexible contributions — pay in regularly or top up when it suits you.
- Transfer in old pensions — bring your pensions together for a clearer view of your retirement savings.
Got a workplace pension?
Already making the most of your workplace pension?
If you’re confident you’re already making the most of your workplace pension, a personal pension can be a brilliant supporting act. Helping you:
- top up your savings when you want to go beyond the basics
- bring old pensions together into one tidy pot - especially useful if you’ve changed jobs
- stay on track for the retirement you’ve imagined, with more control and flexibility.