Go paper-free
Amend paper-free preferences for your statements and correspondence.
Britain’s biggest digital banking group
We all have dreams, whether they are big or small. Whatever yours might be, when you're ready to take that first step, we're ready when you are.
Â
Based on 21.3 million digital app users (October 2025) across our family of brands (Lloyds, Halifax, Bank of Scotland and MBNA), compared to annual results reported by other UK banking groups between 2024 and 2025.
We've got you
From everyday banking to first homes. From protecting today to investing in tomorrow. Whatever comes next, you can bank on Lloyds.
First time buyer mortgages
Buying your first home? We’ll get you moving as Britain’s number 1 direct lender for first-time buyers*.
Explore current offers and see if you could get a mortgage that’s right for you.
- Check your affordability in minutes.
- Get expert support from our mortgage advisers.
- Exclusive discount off initial mortgage rate for Club Lloyds customers.
Lending is subject to status. You could lose your home if you don't keep up your mortgage repayments.
*Based on monthly completion values from June to September 2025. Source: CACI Ltd's mortgage database.
Investing and saving
Over 9 million people trust us for investments and savings*. Whatever your goals, we’ve got options to help you reach them.
Choose ready-made funds managed by experts, take control with your own investment choices, or use savings accounts designed to help you set money aside for when it matters most. Start your journey today.
*Based on 9.11 million savings customers and 125,000 direct to consumer investors, at December 2025.
Bank safely
We’re serious about protecting you and your money. That’s why we’ve invested £100 million in technology to protect you from fraud*.
Our DarkHorse Anti-fraud technology combines AI powered intelligent monitoring and real-time alerts to keep you safe from fraud – checking over 1 billion transactions every month.
If you notice anything unusual about your accounts, we’re available 24/7 to support you.
*Based on Lloyds Banking Group investment in fraud detection and protection for customers of our family of brands between 2023 and 2025.
Everyday business banking
We’re backing the aspirations of 1 million businesses*.
No matter where you are on your business journey, banking with Lloyds means you’ll be ready for your next move.
*Source: Lloyds Banking Group Data Warehouse.
Ready to bank on Lloyds?
Switch your current account to Lloyds.
Switch to Lloyds
Switching your current bank account to Lloyds is hassle-free with the Current Account Switch Service.
Getting started in the app
Our products
Mortgages
Find a mortgage deal that best suits your needs. Explore and compare our mortgage rates, or apply for a mortgage, online or in our app.
Savings
Whatever it is you want to save for, our range of savings accounts can help. Find the right account for you.
Investments
Whether you're an experienced investor or starting out, we have an investment product for you.
Current accounts
From everyday banking to bank accounts with added rewards, find what’s right for you.
Credit cards
Check your eligibility before you apply. It takes about 5 minutes and won’t affect your credit score.
Personal loans
Find out how much you could borrow before you apply.
The amount we lend and the rate we offer you will be dependent on your personal circumstances.
Ready-Made Pension
Get a pension that’s ready to go in minutes.
You can view, track and top up your pension savings anytime, anywhere – through our app.Â
Capital at risk.
-
Lloyds have continued to support its customers get on the property ladder, lending more to first-time buyers from June to September 2025.
You may also like
Starting out?
Read our simple 5-step guide to help decide if investing is right for you.