Van Insurance

Coronavirus update:

  • Please be reassured that the cover provided by your insurance policy with us will be unaffected by the outbreak.
  • If you contact us, there may be longer waiting times than usual as we are working to keep our staff safe.
  • Please log in to your Self Service Centre in the first instance to view or manage your policy. Our webchat team will also be available to help you once logged in.
  • Please don’t send us anything by post at the moment. If you need to send us proof of no claims discount, you can do this by logging in.


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Van insurance from your bank for as little as £277*

*40% of new Lloyds Bank Van Insurance customers paid as little as £277 between June 2019 and November 2019. Excludes optional extras. Includes 10% discount where eligible.

Your van. Your business. Your cover.

If a van is a fundamental part of your business, get our quality cover and keep your business moving.

  • Like-for-like Guaranteed Replacement Van cover at no extra cost for 12 months, just select the option when you apply.
  • 24/7 Emergency claims helpline through UK-based call centres.
    Select from Fully Comprehensive, 3rd Party Fire & Theft and 3rd Party only cover.
  • A range of optional extras such as Tools and Van Contents Cover up to £7,500 and Motor Legal Protection on all policies.

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Please note: Lloyds Bank Van Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited.

Cut your costs.

Automatically receive a 10% discount on your first 12 months of standard cover when you get a quote and buy Van Insurance through Internet Banking (excludes optional extras).

Log onto receive 10% discount

More than two vans?

Find out how our fleet insurance can help keep your business moving.

All our policies come with great benefits.

  • Get covered for social, domestic & pleasure use of your van, as well as for business.
  • 24-hour online Self-Service Centre access, so you can change your policy anytime you need to.
  • 30 days’ European Union Cover at the same level of cover as you get in the UK.
  • With Mirrored No Claims Discount, we use your car insurance claims history, as well as your van No Claims Discount to get you a price from our panel of insurers. Minimum premiums apply.

And if you take out a comprehensive policy, you’ll also enjoy these extra benefits:

  • 24-hour windscreen helpline for when your business needs assistance, whatever the hour.
  • Three years’ guarantee on all approved claims repairs.
  • Personal accident, medical expenses and personal belongings all covered.
  • Cover for loss or damage to accessories, including roof bars, racking and signage, and permanently fitted equipment such as audio and navigation systems.

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and NCD might be affected. Full details of what’s covered can be found in the policy documents (PDF).

Additional Information

  • We know your van is important to you so when you take out our van insurance it now comes with Guaranteed Replacement Van cover for 12 months, at no extra cost. You’ll need to select this as an optional extra when get a new quote direct with us.

    With Guaranteed Replacement Van Cover you get:

    • a replacement van as soon as possible if your van is stolen, written off or is no longer drivable following a fire, theft or accident claim
    • up to 28 days of cover – which can be spread over more than one claim
    • your choice of replacement van:
      - car-derived van (similar to a VW Caddy or Renault Kangoo)
      - short wheelbase van (similar to a Vauxhall Vivaro or Renault Traffic)
      - long wheelbase van (similar to a Renault Master or Mercedes-Benz Sprinter)

    A refundable fuel deposit is required when obtaining the replacement van. This cover is only available in the UK or Isle of Man.

    Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

    Guaranteed Replacement Car Cover is administered by ACM ULR Limited and underwritten by UK General Insurance Limited, on behalf of Great Lakes Insurance SE.

  • If your tools are vital to your business or maybe you use your van to carry materials, stock or goods, then our Tools and Van Contents Cover protects you from loss or damage whilst you’re on the move. Also, as long as your van is securely locked, we’ll also protect your tools and contents overnight.

    Tools and Van Contents Cover starts from only £59.99 with the option to choose the level of cover that you need. You also get these benefits as standard:

    • Cover for your tools, stock, machinery or equipment
    • Cover whilst loading and unloading
    • Cover for your goods from the point of loading until they reach their final destination
    • Up to £500 ropes and sheets cover

    Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

    Tools and Van Contents Cover is underwritten by AXA Insurance UK plc.

  • It’s easy for van keys to go missing, which is why we offer Keycare cover for only £9.49 a year. Just attach a Keycare fob to your keys and Keycare will come to the rescue when and where you need it.

    With Keycare Cover, you benefit from:

    • Call out and cover anywhere in the European Union up to £1,000. Cover is limited to geographical limits, which is anywhere (including sea crossings) in or between Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
    • Cover if you lock your keys inside your car or home. Including locksmith charges, car hire for up to 3 days and replacement keys (within the annual limit per policy year)
    • A 24/7 helpline – no matter when you lose your keys, Keycare will be there to help. Please remember to let us know if you have lost your keys within 30 days
    • Cover for the immediate family members (Grandparents, parents, spouse, civil partner, live-in partner, child or step child) who live at your address
    • No excess to pay, and Keycare claims won’t affect your no claims discount
    • A £10 reward paid by Keycare to anyone who finds and returns your keys

    Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

    Keycare is arranged by BISL Limited, administered by Keycare Limited and underwritten by Ageas Insurance Limited.

  • As the driver, both you and any passengers could be left out of pocket following an accident. For only £32.99 a year, our motor legal protection is here to support you and your business. The 24/7 legal helpline means there's always someone at the other end of the phone to offer assistance.

    If you have an accident that isn’t your fault, our motor legal protection policy provides cover for up to £100,000 of legal expenses to help with:

    • obtaining compensation for personal injury and medical expenses
    • recovering losses resulting from the accident (e.g. policy, excess, loss of earnings, phone bills and travel costs)
    • recovering repair costs if not already covered by comprehensive van insurance
    • recovering vehicle hire charges.

    As long as there are reasonable prospects of you winning your case and the estimated legal costs don’t outweigh the amount you're claiming, a solicitor will be instructed to act on your behalf, giving you peace of mind and a hassle-free solution when you need it most.

    You'll also receive motor prosecution defence cover if you're facing suspension or disqualification. You'll receive up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include fines or penalties or any charges relating to alcohol or drugs.

    This cover only costs £32.99 a year.

    Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

    Motor Legal Protections is administered by ACM ULR Limited. The Legal Expenses element is underwritten by RAC Insurance Ltd.

  • No Claims Discount Protection is provided and administered by BISL Ltd.

    No Claims Discount (NCD) is a discount applied to your Van Insurance premium for the number of years in which you haven’t made a claim to your policy. For each year you’re insured without making a claim you’ll earn another year’s NCD, up to a maximum of nine years (minimum premiums apply). To find out your number of NCD years, please look on your latest renewal invitation from your Van Insurance provider.

    If you have 4 or more years NCD you may be able to protect the number of years discount you have accumulated for an additional cost by purchasing No Claims Discount Protection. With NCD Protection, you are able to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.

    If selected, the cost of No Claims Discount Protection will be calculated as a percentage of the insurance policy premium. The stand-alone price for this additional option will be displayed on your price presentation page.

    No Claims Discount Protection:

    • allows you to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.
    • does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.
  • Wherever you’re heading, a breakdown’s always going to be the last thing you want. But it can happen. To make sure you stay on the road, you can add RAC Breakdown Cover to your policy. Cover starts from £61.99 a year.

    Levels of cover

    Breakdown Cover comes with certain services and levels. These include:

    • Roadside Assistance: assistance at the roadside if you’ve broken down more than a quarter of a mile from home.
    • At Home: you get assistance if your vehicle doesn’t start and is within a quarter of a mile of your home address.
    • Recovery: you get transport for you, your vehicle and up to seven passengers to your home or any other (single) UK destination, if the RAC can’t arrange a prompt local repair.
    • Onward Travel: includes car hire, payment for public transport and even hotel accommodation if you need it to complete your journey.
    • EU: covers you for travel in European countries.

    Cost of RAC Breakdown Cover levels

    Cover level

    Cost per year

    Cover level

    Roadside Assistance

    Cost per year


    Cover level


    + At Home

    Cost per year


    Cover level


    + Recovery

    Cost per year


    Cover level


    + At Home

    + Recovery

    Cost per year


    Cover level


    + At Home

    + Recovery

    + Onward Travel

    Cost per year


    Cover level


    + At Home

    + Recovery

    + Onward Travel

    + EU

    Cost per year


    Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

    RAC Breakdown Cover is provided by RAC Motoring Services.

  • Online

    It only takes a few minutes to get an online quote for your van insurance.

    Get a quote

    If you've already saved a quote, you can retrieve it here:

    Retrieve a quote

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    By phone

    To speak to a van insurance team member call

    0330 018 7599

    Lines are open 8am–9pm Mon–Fri, 9am–5pm Sat, 10am–4pm Sun and public holidays

  • Van Insurance Policy Document

    Self-service centre

    As an existing customer, you can manage your policy online with our self-service centre. With self-service, you can:

    • access your policy online 24/7
    • view, download or print your policy documents
    • change your payment details
    • make a payment
    • change your policy details

    Log on

    Register online

    Proof of no claim discount

    When providing proof for your no claim discount, we accept the following:

    • a renewal invitation from your previous insurer stating the expiry date of the policy (See an example insurer's letter PDF), or
    • a no claim discount letter from your previous insurer confirming the expiry or cancellation date of the policy (see an example renewal letter PDF).

    Please post your no claim discount proof documents to :

    Lloyds Bank Van Insurance
    Insurance servicing
    Unit 25, Tresham Road
    Orton Southgate
    Peterborough PE2 6BU

    Or email them to

    To avoid the cost of your policy increasing or being cancelled, please send in your proof of no claims discount within 21 days of your policy start date.

  • Find out who to call about your Lloyds Bank Van Insurance queries and claims:

    Quotes and sales

    0330 018 7599

    Policy changes

    0344 871 2358


    0344 209 0477


    0330 332 8477


    0345 303 4002

    Windscreen glass repair

    0330 018 7503

    We welcome calls from the Next Generation Text Service. If you want to communicate with one of our representatives add 18001 before the number you require. For more information visit the Next Generation Text (NGT) Service website.

10% Internet Banking discount

Log on to Internet Banking to get a quote and we’ll automatically include a 10% discount for your first 12 months.

Log on to get a quote

Get a quote

Get a quote on up to two vans in minutes, or retrieve a previously saved quote.

Get a quotefor up to two vans

Self-Service Centre

If you’re an existing customer, visit the Self-Service Centre if you want to amend your policy or view the policy documents.

Financial Services Compensation Scheme

FSCS PDF opens in a new tab.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service.