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How much does it cost?

Find the finance amount, term and deposit that suit your budget.

How does it work?

With Car Finance Plus, you can get your new car without the upfront cost and, when you’re ready, we’ll pay the dealer directly. Get a great rate of 4.6% APR representative when you borrow from £7,500 to £60,000.

  • Applying online is easy, and you can get a no-obligation quote in minutes. Then you can focus on finding your perfect car with the confidence that, when you’ve found the one, we can sort out the finance.
  • Car Finance Plus is exclusive to our personal current accounts holders, and because we already know you there are no credit checks.

What are my Car Finance Plus options?

  • Fixed Car Finance (hire purchase), where you make fixed monthly repayments and own your car after the last repayment.
  • Flex Car Finance (personal contract purchase), with low fixed monthly repayments and the option to own the car by paying a final lump sum, or just return it (return conditions apply).

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You can apply if you're:

  • a Lloyds Bank main Personal Current Account holder (minimum 3 months)
  • registered for Internet Banking
  • aged 18 or over
  • a UK resident

How is it different to a loan?

Car Finance Plus gives you the freedom to pay for the car the way that works for you without the upfront cost, but you could also consider a personal loan.

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Existing customers

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Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). We subscribe to the Lending Code; copies of the code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.